How much do lenders finance for a 1-800 Packouts franchise?

The median SBA loan approved for a 1-800 Packouts franchise is $250,000, with the middle 80% of loans between $25,000 and $370,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance 1-800 Packouts franchises?

By dollars approved, the most active SBA lenders for 1-800 Packouts have been 504 Capital Corporation, The Huntington National Bank, United Midwest Savings Bank, BayFirst National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are 1-800 Packouts SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a 1-800 Packouts franchise

SBA lenders have approved 25 loans against the 1-800 Packouts brand since FY2010, totalling $6.6M. The median approval was $250,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#831

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$250,000

Typical range

$25K-$370K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed 1-800 Packouts

Lender	Loans	Approved
504 Capital Corporation	1	$2.0M
The Huntington National Bank	12	$2.0M
United Midwest Savings Bank	2	$450K
BayFirst National Bank	2	$400K
The Bank of Houston	1	$370K
Renasant Bank	1	$331K
CDC Small Business Finance Corp.	1	$300K
KeyBank	1	$286K

Geography

Where 1-800 Packouts units were financed

State	Loans	Share
California	4
Colorado	4
Florida	3
Wisconsin	2
Michigan	2
Texas	2
Ohio	2
Virginia	1

Approvals by fiscal year

’17

’21

’23

’24

’25

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
32%
$50K - $150K
4%
$150K - $350K
52%
$350K - $1M
8%
Over $2M
4%

Financing a 1-800 Packouts: common questions

How much do lenders finance for a 1-800 Packouts franchise?: The median SBA loan approved for a 1-800 Packouts franchise is $250,000, with the middle 80% of loans between $25,000 and $370,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance 1-800 Packouts franchises?: By dollars approved, the most active SBA lenders for 1-800 Packouts have been 504 Capital Corporation, The Huntington National Bank, United Midwest Savings Bank, BayFirst National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are 1-800 Packouts SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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