Calculators
Run the numbers before anyone runs them for you
Five calculators covering the arithmetic that actually decides whether financing works. None of them asks for your name, your email, or your business. They run in your browser and send nothing anywhere - which is not a feature we added, but a consequence of how this site is built.
No sign-up wall. No “enter your email to see results”. No lead form.
Factor rate to APR calculator
Convert a merchant cash advance factor rate into the annual percentage rate it really is.
Open calculatorBusiness loan payment calculator
Monthly payment, total interest, and the effective APR once financed fees are counted.
Open calculatorDebt service coverage ratio calculator
The first number an underwriter calculates - work it out before they do.
Open calculatorCompare two financing offers
Put an interest-rate offer and a factor-rate offer on the same axis.
Open calculatorSBA acquisition equity injection calculator
How much cash you actually need to buy a business with an SBA 7(a) loan.
Open calculatorWe are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.