SBA data · franchises
What franchises actually cost to finance
The SBA records the franchise brand on every loan it guarantees. That makes this the only public record of what lenders really approved for a given brand - 93,228 loans worth $73.97B across 1,651 brands. Franchise disclosure documents give you an estimate; this is what banks actually wrote.
1,651 brands
| # | Franchise brand | Median term | ||||
|---|---|---|---|---|---|---|
| 1 | Subway | 1,995 | $546.8M | $189,500 | 7.3% | 10 yr |
| 2 | The UPS Store | 1,642 | $519.6M | $261,600 | 0.7% | 10 yr |
| 3 | Anytime Fitness | 1,135 | $497.3M | $333,600 | 12.2% | 10 yr |
| 4 | Quality Inn | 990 | $2.28B | $2,186,500 | 3.0% | 25 yr |
| 5 | Jimmy John's | 884 | $420.7M | $391,000 | 6.8% | 10 yr |
| 6 | Ace Hardware | 808 | $677.2M | $546,850 | 6.0% | 10 yr |
| 7 | Days Inn | 804 | $1.58B | $1,755,500 | 3.0% | 25 yr |
| 8 | Best Western | 778 | $2.02B | $2,401,500 | 2.9% | 25 yr |
| 9 | The Goddard School | 700 | $1.31B | $1,360,100 | 2.8% | 11 yr |
| 10 | Servpro | 654 | $354.1M | $270,000 | 4.4% | 10 yr |
| 11 | Firehouse Subs | 617 | $199.6M | $288,000 | 8.3% | 10 yr |
| 12 | Primrose Schools | 583 | $1.32B | $2,000,000 | 0.0% | 25 yr |
| 13 | Dunkin' | 575 | $413.4M | $555,000 | 1.3% | 10 yr |
| 14 | Little Caesars | 566 | $259.7M | $292,500 | 6.1% | 10 yr |
| 15 | Domino's Pizza | 553 | $321.2M | $390,000 | 1.3% | 10 yr |
| 16 | Motel 6 | 548 | $1.23B | $2,000,000 | 3.3% | 25 yr |
| 17 | Hotworx | 534 | $192.5M | $350,000 | 0.0% | 10 yr |
| 18 | Kiddie Academy | 509 | $784.3M | $890,000 | 4.1% | 10.5 yr |
| 19 | Marco's Pizza | 484 | $178.6M | $348,850 | 7.2% | 10 yr |
| 20 | Orange Theory Fitness | 465 | $262.4M | $480,000 | 1.6% | 10 yr |
| 21 | Sport Clips | 463 | $136.5M | $229,600 | 8.3% | 10 yr |
| 22 | Holiday Inn Express | 454 | $1.44B | $3,155,500 | 0.0% | 25 yr |
| 23 | Smoothie King | 443 | $157.2M | $310,000 | 3.9% | 10 yr |
| 24 | Ameriprise Financial | 441 | $305.7M | $390,000 | 0.4% | 10 yr |
| 25 | Red Roof Inn | 435 | $957.0M | $2,023,000 | 1.1% | 25 yr |
| 26 | Super 8 by Wyndhan | 425 | $827.2M | $1,794,000 | 3.7% | 25 yr |
| 27 | Comfort Inn | 395 | $1.12B | $2,800,000 | 4.9% | 25 yr |
| 28 | Massage Envy | 393 | $201.2M | $413,100 | 10.3% | 10 yr |
| 29 | Chevron | 390 | $685.7M | $1,516,500 | 1.1% | 25 yr |
| 30 | Tropical Smoothie Cafe | 387 | $171.8M | $397,000 | 3.1% | 10 yr |
| 31 | Culver's ButterBurgers & Frozen Custard | 383 | $556.6M | $1,251,000 | 0.0% | 25 yr |
| 32 | The Learning Experience | 377 | $282.1M | $463,700 | 7.4% | 10 yr |
| 33 | Econo Lodge | 369 | $585.2M | $1,394,000 | 1.4% | 25 yr |
| 34 | Fastsigns | 361 | $151.7M | $245,000 | 7.6% | 10 yr |
| 35 | European Wax Center | 359 | $146.2M | $360,000 | 2.9% | 10 yr |
| 36 | Budget Blinds | 355 | $128.6M | $150,000 | 6.5% | 10 yr |
| 37 | Cold Stone Creamery | 338 | $105.3M | $290,000 | 2.0% | 10 yr |
| 38 | Jersey Mike’s Subs; Jersey Mike’s | 335 | $160.8M | $414,000 | 4.3% | 10 yr |
| 39 | Scooter's Coffee | 332 | $323.4M | $947,500 | - | 25 yr |
| 40 | Nothing Bundt Cakes | 325 | $157.6M | $435,000 | 0.0% | 10.3 yr |
| 41 | Holiday Inn | 314 | $984.3M | $3,092,000 | 4.2% | 20 yr |
| 42 | Naturals2Go | 311 | $40.0M | $150,000 | 25.0% | 10 yr |
| 43 | Crumbl | 307 | $184.0M | $470,700 | - | 10 yr |
| 44 | Great Clips | 303 | $97.3M | $150,000 | 2.3% | 10 yr |
| 45 | Edible Arrangements | 302 | $71.9M | $189,250 | 13.6% | 10 yr |
| 46 | Club Pilates | 292 | $81.8M | $245,500 | 0.0% | 10 yr |
| 47 | Biggby Coffee | 291 | $81.7M | $240,000 | 0.0% | 10 yr |
| 48 | La Quinta by Wyndham | 287 | $1.03B | $3,670,000 | - | 25 yr |
| 49 | Dairy Queen | 286 | $138.3M | $340,000 | 4.3% | 15 yr |
| 50 | Zaxby's | 282 | $308.1M | $860,500 | 1.5% | 20 yr |
| 51 | Comfort | 279 | $700.4M | $2,485,000 | 2.0% | 25 yr |
| 52 | F45 Training | 277 | $77.9M | $260,000 | 19.4% | 10 yr |
| 53 | Super 8 | 271 | $406.7M | $1,360,000 | 2.6% | 25 yr |
| 54 | Dickey's Barbecue Pit | 271 | $90.7M | $304,200 | 33.8% | 10 yr |
| 55 | Menchie's | 267 | $74.3M | $298,400 | 17.6% | 10 yr |
| 56 | Supercuts | 264 | $78.6M | $150,000 | 3.5% | 10 yr |
| 57 | Allstate Insurance | 258 | $94.2M | $223,500 | 3.7% | 10 yr |
| 58 | Christian Brothers Automotive | 252 | $102.4M | $350,000 | 0.0% | 10 yr |
| 59 | The Grounds Guys | 252 | $42.9M | $150,000 | 37.9% | 10 yr |
| 60 | Snap Fitness | 243 | $50.7M | $150,000 | 11.0% | 10 yr |
| 61 | Rodeway Inn | 240 | $439.4M | $1,473,100 | 0.0% | 25 yr |
| 62 | Home Instead | 236 | $172.4M | $350,000 | 0.0% | 10 yr |
| 63 | Pet Supplies Plus | 230 | $195.5M | $817,750 | 8.9% | 10 yr |
| 64 | Fedex Ground | 224 | $59.9M | $150,000 | 7.7% | 7 yr |
| 65 | Sleep Inn | 221 | $613.4M | $2,657,700 | 4.0% | 25 yr |
| 66 | Culver's | 218 | $262.6M | $918,500 | 0.0% | 20 yr |
| 67 | Jersey Mike's | 211 | $61.1M | $292,000 | 1.7% | 10 yr |
| 68 | Camp Bow Wow | 209 | $177.8M | $696,000 | 1.6% | 10.1 yr |
| 69 | Minuteman Press | 207 | $69.9M | $150,000 | 16.1% | 10 yr |
| 70 | Dairy Queen Grill & Chill | 206 | $141.2M | $529,250 | 0.7% | 20 yr |
| 71 | ServiceMaster | 205 | $119.2M | $356,000 | 4.7% | 10 yr |
| 72 | Pure Barre | 204 | $47.3M | $214,100 | 4.1% | 10 yr |
| 73 | Baymont by Wyndham | 202 | $483.6M | $2,432,000 | 10.3% | 25 yr |
| 74 | Amazing Lash Studio | 200 | $86.5M | $369,900 | 13.8% | 10 yr |
| 75 | Urban Air Adventure Park | 196 | $512.5M | $2,439,850 | 8.2% | 10 yr |
| 76 | Once Upon A Child | 194 | $53.9M | $250,000 | 3.4% | 10 yr |
| 77 | Midas | 189 | $104.9M | $363,000 | 9.1% | 10 yr |
| 78 | Golden Corral | 188 | $296.3M | $1,361,500 | 9.0% | 20 yr |
| 79 | Hampton Inns | 181 | $504.5M | $2,627,000 | 1.8% | 20 yr |
| 80 | Burger King | 181 | $173.5M | $563,000 | 3.5% | 15 yr |
| 81 | Shell Service Station | 179 | $216.0M | $1,055,000 | 1.8% | 25 yr |
| 82 | Big O Tires | 178 | $157.8M | $584,500 | 4.6% | 10 yr |
| 83 | Liberty Tax Service | 177 | $37.9M | $100,000 | 9.8% | 7 yr |
| 84 | Sports Clips | 177 | $35.5M | $180,000 | 1.2% | 10 yr |
| 85 | Wingstop | 177 | $80.9M | $368,500 | 0.0% | 10 yr |
| 86 | Home Instead Senior Care | 175 | $85.6M | $256,000 | 2.0% | 10 yr |
| 87 | Rita's Ice-Custard-Happiness | 175 | $49.3M | $250,000 | 11.9% | 10 yr |
| 88 | La Quinta Inn | 174 | $458.4M | $2,473,000 | 4.6% | 20 yr |
| 89 | Paul Davis Restoration | 174 | $103.5M | $397,500 | 10.3% | 10 yr |
| 90 | Plato's Closet | 173 | $56.4M | $235,000 | 1.2% | 10 yr |
| 91 | Choice Hotels International Inc. | 172 | $271.9M | $1,369,550 | 3.8% | 20 yr |
| 92 | Dogtopia | 171 | $128.9M | $750,000 | 4.1% | 10.5 yr |
| 93 | X-Golf | 169 | $96.8M | $534,600 | - | 10 yr |
| 94 | Senior Helpers | 167 | $67.1M | $150,000 | 10.6% | 10 yr |
| 95 | PuroClean | 166 | $48.2M | $150,000 | 25.0% | 10 yr |
| 96 | Right at Home | 166 | $81.8M | $250,000 | 4.0% | 10 yr |
| 97 | The Little Gym | 162 | $55.6M | $323,850 | 5.4% | 10 yr |
| 98 | Floor Coverings International | 162 | $28.8M | $150,000 | 28.1% | 10 yr |
| 99 | Play It Again Sports | 161 | $47.8M | $250,000 | 4.7% | 10 yr |
| 100 | D1 Training | 161 | $82.9M | $575,000 | - | 10 yr |
Source: U.S. Small Business Administration 7(a) and 504 FOIA data, as of 2026-06-30, FY2010 onward. Brand names are normalised from the SBA’s free-text franchise field, which is inconsistently recorded across years; a brand needs at least 10 loans to appear here. Methodology.
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