How much do lenders finance for a 1-800-radiator franchise?

The median SBA loan approved for a 1-800-radiator franchise is $300,000, with the middle 80% of loans between $25,000 and $715,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance 1-800-radiator franchises?

By dollars approved, the most active SBA lenders for 1-800-radiator have been U.S. Bank, BankUnited, JPMorgan Chase Bank, Happen Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are 1-800-radiator SBA loans?

The median term is 8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a 1-800-radiator franchise

SBA lenders have approved 29 loans against the 1-800-radiator brand since FY2010, totalling $10.8M. The median approval was $300,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#740

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$300,000

Typical range

$25K-$715K

Middle 80% of loans

Median term

8 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed 1-800-radiator

Lender	Loans	Approved
U.S. Bank	4	$2.8M
BankUnited	1	$1.5M
JPMorgan Chase Bank	4	$1.2M
Happen Bank	4	$898K
The Huntington National Bank	6	$747K
Big Sky Economic Development Corporation	1	$715K
Plumas Bank	1	$573K
State Bank of Chilton	1	$543K

Geography

Where 1-800-radiator units were financed

State	Loans	Share
Ohio	5
California	5
Wisconsin	3
Illinois	2
Rhode Island	2
Massachusetts	2
Montana	1
West Virginia	1

Approvals by fiscal year

’10

’12

’13

’14

’16

’17

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
14%
$50K - $150K
7%
$150K - $350K
41%
$350K - $1M
31%
$1M - $2M
7%

Financing a 1-800-radiator: common questions

How much do lenders finance for a 1-800-radiator franchise?: The median SBA loan approved for a 1-800-radiator franchise is $300,000, with the middle 80% of loans between $25,000 and $715,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance 1-800-radiator franchises?: By dollars approved, the most active SBA lenders for 1-800-radiator have been U.S. Bank, BankUnited, JPMorgan Chase Bank, Happen Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are 1-800-radiator SBA loans?: The median term is 8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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