How much do lenders finance for a 986 Pharmacy franchise?

The median SBA loan approved for a 986 Pharmacy franchise is $425,000, with the middle 80% of loans between $150,000 and $850,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance 986 Pharmacy franchises?

By dollars approved, the most active SBA lenders for 986 Pharmacy have been East West Bank, Mortgage Capital Development Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are 986 Pharmacy SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a 986 Pharmacy franchise

SBA lenders have approved 10 loans against the 986 Pharmacy brand since FY2010, totalling $5.3M. The median approval was $425,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1561

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$425,000

Typical range

$150K-$850K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed 986 Pharmacy

Lender	Loans	Approved	Share
East West Bank	9	$4.5M
Mortgage Capital Development Corporation	1	$793K

Geography

Where 986 Pharmacy units were financed

State	Loans	Share
California	7
Nevada	2
Texas	1

Approvals by fiscal year

’18

’19

’20

’21

’22

’23

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$150K - $350K
40%
$350K - $1M
50%
$1M - $2M
10%

Financing a 986 Pharmacy: common questions

How much do lenders finance for a 986 Pharmacy franchise?: The median SBA loan approved for a 986 Pharmacy franchise is $425,000, with the middle 80% of loans between $150,000 and $850,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance 986 Pharmacy franchises?: By dollars approved, the most active SBA lenders for 986 Pharmacy have been East West Bank, Mortgage Capital Development Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are 986 Pharmacy SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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