How much do lenders finance for a Auntie Ann's franchise?

The median SBA loan approved for a Auntie Ann's franchise is $240,000, with the middle 80% of loans between $25,000 and $506,300. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Auntie Ann's franchises?

By dollars approved, the most active SBA lenders for Auntie Ann's have been Banc of California, City National Bank, QNB Bank, PNC Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Auntie Ann's SBA loans?

The median term is 7.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Auntie Ann's franchise

SBA lenders have approved 23 loans against the Auntie Ann's brand since FY2010, totalling $7.4M. The median approval was $240,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#889

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$240,000

Typical range

$25K-$506K

Middle 80% of loans

Median term

7.5 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Auntie Ann's

Lender	Loans	Approved
Banc of California	1	$2.0M
City National Bank	2	$770K
QNB Bank	2	$669K
PNC Bank	3	$631K
Rio Bank	1	$530K
OakStar Bank	1	$472K
Bank of America	1	$445K
Commerce Bank	1	$292K

Geography

Where Auntie Ann's units were financed

State	Loans	Share
Pennsylvania	4
Virginia	2
California	2
Texas	2
New York	2
Nevada	2
Georgia	2
Alabama	1

Approvals by fiscal year

’10

’11

’12

’13

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
13%
$50K - $150K
13%
$150K - $350K
48%
$350K - $1M
22%
Over $2M
4%

Financing a Auntie Ann's: common questions

How much do lenders finance for a Auntie Ann's franchise?: The median SBA loan approved for a Auntie Ann's franchise is $240,000, with the middle 80% of loans between $25,000 and $506,300. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Auntie Ann's franchises?: By dollars approved, the most active SBA lenders for Auntie Ann's have been Banc of California, City National Bank, QNB Bank, PNC Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Auntie Ann's SBA loans?: The median term is 7.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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