How much do lenders finance for a Automotive Technologies franchise?

The median SBA loan approved for a Automotive Technologies franchise is $95,700, with the middle 80% of loans between $35,000 and $491,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Automotive Technologies franchises?

By dollars approved, the most active SBA lenders for Automotive Technologies have been Nevada State Development Corporation, The Huntington National Bank, Pentucket Bank, Wilson & Muir Bank & Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Automotive Technologies SBA loans?

The median term is 5.8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Automotive Technologies franchise

SBA lenders have approved 13 loans against the Automotive Technologies brand since FY2010, totalling $2.1M. The median approval was $95,700. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1302

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$95,700

Typical range

$35K-$492K

Middle 80% of loans

Median term

5.8 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Automotive Technologies

Lender	Loans	Approved
Nevada State Development Corporation	1	$592K
The Huntington National Bank	1	$492K
Pentucket Bank	1	$220K
Wilson & Muir Bank & Trust Company	1	$172K
City & County CU	1	$149K
Lake Elmo Bank	1	$100K
JPMorgan Chase Bank	1	$96K
STAR Financial Bank	1	$60K

Geography

Where Automotive Technologies units were financed

State	Loans	Share
Minnesota	3
Massachusetts	2
Indiana	2
Nevada	1
Virginia	1
Michigan	1
Kentucky	1
New Hampshire	1

Approvals by fiscal year

’10

’11

’12

’13

’17

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
31%
$50K - $150K
38%
$150K - $350K
15%
$350K - $1M
15%

Financing a Automotive Technologies: common questions

How much do lenders finance for a Automotive Technologies franchise?: The median SBA loan approved for a Automotive Technologies franchise is $95,700, with the middle 80% of loans between $35,000 and $491,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Automotive Technologies franchises?: By dollars approved, the most active SBA lenders for Automotive Technologies have been Nevada State Development Corporation, The Huntington National Bank, Pentucket Bank, Wilson & Muir Bank & Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Automotive Technologies SBA loans?: The median term is 5.8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.