How much do lenders finance for a Bahama Buck's Original Shaved Ice Company franchise?

The median SBA loan approved for a Bahama Buck's Original Shaved Ice Company franchise is $557,750, with the middle 80% of loans between $250,000 and $1,773,800. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Bahama Buck's Original Shaved Ice Company franchises?

By dollars approved, the most active SBA lenders for Bahama Buck's Original Shaved Ice Company have been Capital One, The Huntington National Bank, Bank Five Nine, Mission Valley Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Bahama Buck's Original Shaved Ice Company SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Bahama Buck's Original Shaved Ice Company franchise

SBA lenders have approved 58 loans against the Bahama Buck's Original Shaved Ice Company brand since FY2010, totalling $47.5M. The median approval was $557,750. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#389

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$557,750

Typical range

$250K-$1.8M

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Bahama Buck's Original Shaved Ice Company

Lender	Loans	Approved
Capital One	14	$18.7M
The Huntington National Bank	4	$3.6M
Bank Five Nine	5	$3.4M
Mission Valley Bank	2	$2.6M
First Merchants Bank	1	$2.0M
Texas Security Bank	2	$1.8M
Arizona Financial Credit Union	1	$1.6M
Third Coast Bank	3	$1.4M

Geography

Where Bahama Buck's Original Shaved Ice Company units were financed

State	Loans	Share
Texas	33
Florida	8
Arizona	6
New Mexico	5
Missouri	1
Louisiana	1
Alabama	1
Kansas	1

Approvals by fiscal year

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
2%
$50K - $150K
3%
$150K - $350K
16%
$350K - $1M
52%
$1M - $2M
22%
Over $2M
5%

Financing a Bahama Buck's Original Shaved Ice Company: common questions

How much do lenders finance for a Bahama Buck's Original Shaved Ice Company franchise?: The median SBA loan approved for a Bahama Buck's Original Shaved Ice Company franchise is $557,750, with the middle 80% of loans between $250,000 and $1,773,800. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Bahama Buck's Original Shaved Ice Company franchises?: By dollars approved, the most active SBA lenders for Bahama Buck's Original Shaved Ice Company have been Capital One, The Huntington National Bank, Bank Five Nine, Mission Valley Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Bahama Buck's Original Shaved Ice Company SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.