How much do lenders finance for a Beans & Brews Coffee House franchise?

The median SBA loan approved for a Beans & Brews Coffee House franchise is $491,000, with the middle 80% of loans between $50,000 and $750,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Beans & Brews Coffee House franchises?

By dollars approved, the most active SBA lenders for Beans & Brews Coffee House have been The Huntington National Bank, Community Banks of Colorado, A Division of NBH Bank, Zions Bank, A Division of, Live Oak Banking Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Beans & Brews Coffee House SBA loans?

The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Beans & Brews Coffee House franchise

SBA lenders have approved 15 loans against the Beans & Brews Coffee House brand since FY2010, totalling $7.0M. The median approval was $491,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1220

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$491,000

Typical range

$50K-$750K

Middle 80% of loans

Median term

10.3 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Beans & Brews Coffee House

Lender	Loans	Approved
The Huntington National Bank	3	$1.1M
Community Banks of Colorado, A Division of NBH Bank	2	$1.1M
Zions Bank, A Division of	2	$977K
Live Oak Banking Company	3	$875K
North State Bank	1	$798K
First Bank of the Lake	1	$750K
First Commonwealth Bank	1	$491K
Utah First FCU	1	$455K

Geography

Where Beans & Brews Coffee House units were financed

State	Loans	Share
Utah	8
Texas	4
Colorado	2
Nevada	1

Approvals by fiscal year

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
7%
$50K - $150K
7%
$150K - $350K
7%
$350K - $1M
80%

Financing a Beans & Brews Coffee House: common questions

How much do lenders finance for a Beans & Brews Coffee House franchise?: The median SBA loan approved for a Beans & Brews Coffee House franchise is $491,000, with the middle 80% of loans between $50,000 and $750,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Beans & Brews Coffee House franchises?: By dollars approved, the most active SBA lenders for Beans & Brews Coffee House have been The Huntington National Bank, Community Banks of Colorado, A Division of NBH Bank, Zions Bank, A Division of, Live Oak Banking Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Beans & Brews Coffee House SBA loans?: The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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