How much do lenders finance for a Beef O'brady's franchise?

The median SBA loan approved for a Beef O'brady's franchise is $256,000, with the middle 80% of loans between $85,000 and $445,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Beef O'brady's franchises?

By dollars approved, the most active SBA lenders for Beef O'brady's have been Spring Valley Bank, AMPAC Tri-State CDC, Inc., Truist Bank, BankPlus. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Beef O'brady's SBA loans?

The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Beef O'brady's franchise

SBA lenders have approved 17 loans against the Beef O'brady's brand since FY2010, totalling $4.9M. The median approval was $256,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1066

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$256,000

Typical range

$85K-$446K

Middle 80% of loans

Median term

7 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Beef O'brady's

Lender	Loans	Approved
Spring Valley Bank	1	$891K
AMPAC Tri-State CDC, Inc.	1	$546K
Truist Bank	2	$530K
BankPlus	1	$446K
First Horizon Bank	1	$424K
First Federal Bank	2	$331K
Sunshine State Economic Development Corporation	1	$276K
South Atlantic Bank	1	$275K

Geography

Where Beef O'brady's units were financed

State	Loans	Share
Florida	7
Alabama	2
Kentucky	2
South Carolina	2
California	1
Ohio	1
Texas	1
Tennessee	1

Approvals by fiscal year

’10

’11

’12

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
29%
$150K - $350K
41%
$350K - $1M
29%

Financing a Beef O'brady's: common questions

How much do lenders finance for a Beef O'brady's franchise?: The median SBA loan approved for a Beef O'brady's franchise is $256,000, with the middle 80% of loans between $85,000 and $445,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Beef O'brady's franchises?: By dollars approved, the most active SBA lenders for Beef O'brady's have been Spring Valley Bank, AMPAC Tri-State CDC, Inc., Truist Bank, BankPlus. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Beef O'brady's SBA loans?: The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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