How much do lenders finance for a Bella Bridesmaids franchise?

The median SBA loan approved for a Bella Bridesmaids franchise is $128,500, with the middle 80% of loans between $35,200 and $270,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Bella Bridesmaids franchises?

By dollars approved, the most active SBA lenders for Bella Bridesmaids have been Central State Bank, Manufacturers and Traders Trust Company, Premier Capital Corporation, Choice Financial Group. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Bella Bridesmaids SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Bella Bridesmaids franchise

SBA lenders have approved 12 loans against the Bella Bridesmaids brand since FY2010, totalling $1.9M. The median approval was $128,500. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1384

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$128,500

Typical range

$35K-$270K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Bella Bridesmaids

Lender	Loans	Approved
Central State Bank	1	$510K
Manufacturers and Traders Trust Company	5	$350K
Premier Capital Corporation	1	$270K
Choice Financial Group	1	$246K
Hancock Whitney Bank	1	$210K
The Huntington National Bank	1	$160K
Penn Community Bank	2	$157K

Geography

Where Bella Bridesmaids units were financed

State	Loans	Share
Pennsylvania	6
Alabama	2
Indiana	1
Minnesota	1
Georgia	1
Connecticut	1

Approvals by fiscal year

’18

’19

’21

’22

’23

’24

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
25%
$50K - $150K
33%
$150K - $350K
33%
$350K - $1M
8%

Financing a Bella Bridesmaids: common questions

How much do lenders finance for a Bella Bridesmaids franchise?: The median SBA loan approved for a Bella Bridesmaids franchise is $128,500, with the middle 80% of loans between $35,200 and $270,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Bella Bridesmaids franchises?: By dollars approved, the most active SBA lenders for Bella Bridesmaids have been Central State Bank, Manufacturers and Traders Trust Company, Premier Capital Corporation, Choice Financial Group. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Bella Bridesmaids SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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