How much do lenders finance for a Bubbakoo's Burritos franchise?

The median SBA loan approved for a Bubbakoo's Burritos franchise is $415,000, with the middle 80% of loans between $25,000 and $700,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Bubbakoo's Burritos franchises?

By dollars approved, the most active SBA lenders for Bubbakoo's Burritos have been First Bank of the Lake, The Huntington National Bank, PNC Bank, Celtic Bank Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Bubbakoo's Burritos SBA loans?

The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Bubbakoo's Burritos franchise

SBA lenders have approved 27 loans against the Bubbakoo's Burritos brand since FY2010, totalling $11.3M. The median approval was $415,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#794

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$415,000

Typical range

$25K-$700K

Middle 80% of loans

Median term

10.3 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Bubbakoo's Burritos

Lender	Loans	Approved
First Bank of the Lake	6	$3.6M
The Huntington National Bank	9	$2.0M
PNC Bank	2	$1.3M
Celtic Bank Corporation	1	$1.2M
Provident Bank	2	$933K
Manufacturers and Traders Trust Company	3	$675K
Fulton Bank	1	$500K
Pinnacle Bank	1	$400K

Geography

Where Bubbakoo's Burritos units were financed

State	Loans	Share
Ohio	7
Maryland	7
Florida	3
Pennsylvania	3
New Jersey	2
New York	2
Tennessee	1
Indiana	1

Approvals by fiscal year

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
19%
$50K - $150K
4%
$150K - $350K
15%
$350K - $1M
59%
$1M - $2M
4%

Financing a Bubbakoo's Burritos: common questions

How much do lenders finance for a Bubbakoo's Burritos franchise?: The median SBA loan approved for a Bubbakoo's Burritos franchise is $415,000, with the middle 80% of loans between $25,000 and $700,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Bubbakoo's Burritos franchises?: By dollars approved, the most active SBA lenders for Bubbakoo's Burritos have been First Bank of the Lake, The Huntington National Bank, PNC Bank, Celtic Bank Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Bubbakoo's Burritos SBA loans?: The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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