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Franchise financing

Financing a Complete Nutrition franchise

SBA lenders have approved 60 loans against the Complete Nutrition brand since FY2010, totalling $16.4M. The median approval was $159,500, counted from loans lenders approved rather than projections in a disclosure document.

Rank by loan count

#376

of 1,651 brands

Loans approved

60

FY2010 onward

Median loan

$159,500

Typical range

$115K-$475K

Middle 80% of loans

Median term

5 yr

Charge-off rate

29.6%

54 resolved FY10-19 loans

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Complete Nutrition

Geography

Where Complete Nutrition units were financed

The industry codes most often recorded on Complete Nutrition loans: Food (Health) Supplement Stores (446191), Offices of All Other Miscellaneous Health Practitioners (621399). Each industry page lists the lenders and other brands in the same line of business.

Approvals by fiscal year

’10
’11
’12
’13
’14
’15
’16
’17
’18

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

  • Under $50K
    2%
  • $50K - $150K
    28%
  • $150K - $350K
    55%
  • $350K - $1M
    10%
  • $1M - $2M
    3%
  • Over $2M
    2%

Financing a franchise unit

Guidant Financial

Funds business and franchise buyers through 401(k) rollovers (ROBS), SBA loans, and portfolio lending, often combining them in one structure. Rollover structures are common among franchise buyers because they can supply the equity injection an SBA loan requires without taking on a second loan to do it.

Check options with Guidant Financial

Approved referral partner. We may be paid when a reader we refer starts an application. It changes nothing about the figures on this page. Those come from the SBA’s federal file.

An SBA 7(a) lender

An SBA 7(a) lender and marketplace for loans up to $500,000, plus bank term loans and custom financing. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

We may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.

Financing a Complete Nutrition: common questions

How much do lenders finance for a Complete Nutrition franchise?
The median SBA loan approved for a Complete Nutrition franchise is $159,500, with the middle 80% of loans between $115,200 and $475,000. That is the financed portion only - it excludes the buyer's equity injection. SBA lenders typically want that injection at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Complete Nutrition franchises?
By dollars approved, the most active SBA lenders for Complete Nutrition have been Regions Bank, Associated Bank, Choice Financial Group, The Bancorp Bank. Many franchise brands also maintain their own preferred-lender lists, and those may differ from who has historically approved the most volume.
How long are Complete Nutrition SBA loans?
The median term is 5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.
Do Complete Nutrition SBA loans get charged off often?
29.6% of Complete Nutrition loans approved between FY2010 and FY2019 that have reached a terminal status were charged off, against 7.6% across all SBA lending. Franchise-level charge-off rates reflect the era a brand expanded in as much as the concept itself - brands that grew hardest into the 2010s carry more seasoned, and more resolved, loans.

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