How much do lenders finance for a Cornwell Quality Tools franchise?

The median SBA loan approved for a Cornwell Quality Tools franchise is $100,000, with the middle 80% of loans between $40,000 and $150,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Cornwell Quality Tools franchises?

By dollars approved, the most active SBA lenders for Cornwell Quality Tools have been Northeast Bank, BayFirst National Bank, CenTrust Bank, A Division of SmartBiz Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Cornwell Quality Tools SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Cornwell Quality Tools franchise

SBA lenders have approved 15 loans against the Cornwell Quality Tools brand since FY2010, totalling $1.5M. The median approval was $100,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1211

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$100,000

Typical range

$40K-$150K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Cornwell Quality Tools

Lender	Loans	Approved
Northeast Bank	4	$550K
BayFirst National Bank	2	$300K
CenTrust Bank, A Division of SmartBiz Bank	1	$150K
The Huntington National Bank	2	$140K
First Pryority Bank	1	$90K
Fifth Third Bank	1	$85K
WesBanco Bank, Inc.	1	$75K
U.S. Bank	1	$50K

Geography

Where Cornwell Quality Tools units were financed

State	Loans	Share
Missouri	2
Illinois	2
New Mexico	2
Michigan	2
Pennsylvania	2
Oklahoma	1
Indiana	1
Massachusetts	1

Approvals by fiscal year

’18

’19

’20

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
13%
$50K - $150K
53%
$150K - $350K
33%

Financing a Cornwell Quality Tools: common questions

How much do lenders finance for a Cornwell Quality Tools franchise?: The median SBA loan approved for a Cornwell Quality Tools franchise is $100,000, with the middle 80% of loans between $40,000 and $150,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Cornwell Quality Tools franchises?: By dollars approved, the most active SBA lenders for Cornwell Quality Tools have been Northeast Bank, BayFirst National Bank, CenTrust Bank, A Division of SmartBiz Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Cornwell Quality Tools SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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