How much do lenders finance for a Cups Frozen Yogurt franchise?

The median SBA loan approved for a Cups Frozen Yogurt franchise is $401,000, with the middle 80% of loans between $279,300 and $515,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Cups Frozen Yogurt franchises?

By dollars approved, the most active SBA lenders for Cups Frozen Yogurt have been Wilmington Savings Fund Society, Santander Bank, JPMorgan Chase Bank, Newtek Small Business Finance, Inc.. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Cups Frozen Yogurt SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Cups Frozen Yogurt franchise

SBA lenders have approved 11 loans against the Cups Frozen Yogurt brand since FY2010, totalling $4.5M. The median approval was $401,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1476

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$401,000

Typical range

$279K-$515K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Cups Frozen Yogurt

Lender	Loans	Approved
Wilmington Savings Fund Society	2	$1.0M
Santander Bank	1	$515K
JPMorgan Chase Bank	1	$512K
Newtek Small Business Finance, Inc.	1	$465K
BCB Community Bank	1	$401K
New Millennium Bank	1	$375K
Open Bank	1	$344K
Banc of California	1	$337K

Geography

Where Cups Frozen Yogurt units were financed

State	Loans	Share
New Jersey	7
California	3
Texas	1

Approvals by fiscal year

’13

’14

’15

’16

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$150K - $350K
36%
$350K - $1M
64%

Financing a Cups Frozen Yogurt: common questions

How much do lenders finance for a Cups Frozen Yogurt franchise?: The median SBA loan approved for a Cups Frozen Yogurt franchise is $401,000, with the middle 80% of loans between $279,300 and $515,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Cups Frozen Yogurt franchises?: By dollars approved, the most active SBA lenders for Cups Frozen Yogurt have been Wilmington Savings Fund Society, Santander Bank, JPMorgan Chase Bank, Newtek Small Business Finance, Inc.. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Cups Frozen Yogurt SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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