How much do lenders finance for a Dairy Queen Montana franchise?

The median SBA loan approved for a Dairy Queen Montana franchise is $153,000, with the middle 80% of loans between $25,000 and $830,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Dairy Queen Montana franchises?

By dollars approved, the most active SBA lenders for Dairy Queen Montana have been First Interstate Bank, Dakota Business Lending, Centier Bank, Frost Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Dairy Queen Montana SBA loans?

The median term is 8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Dairy Queen Montana franchise

SBA lenders have approved 19 loans against the Dairy Queen Montana brand since FY2010, totalling $4.9M. The median approval was $153,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1002

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$153,000

Typical range

$25K-$830K

Middle 80% of loans

Median term

8 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Dairy Queen Montana

Lender	Loans	Approved
First Interstate Bank	1	$1.2M
Dakota Business Lending	2	$1.1M
Centier Bank	8	$970K
Frost Bank	1	$830K
The Yellowstone Bank	1	$390K
Town and Country CU	2	$200K
First Merchants Bank	1	$182K
Bravera Bank	2	$40K

Geography

Where Dairy Queen Montana units were financed

State	Loans	Share
Indiana	8
North Dakota	7
Montana	2
Texas	1
Georgia	1

Approvals by fiscal year

’19

’20

’21

’22

’23

’24

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
37%
$50K - $150K
11%
$150K - $350K
32%
$350K - $1M
16%
$1M - $2M
5%

Financing a Dairy Queen Montana: common questions

How much do lenders finance for a Dairy Queen Montana franchise?: The median SBA loan approved for a Dairy Queen Montana franchise is $153,000, with the middle 80% of loans between $25,000 and $830,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Dairy Queen Montana franchises?: By dollars approved, the most active SBA lenders for Dairy Queen Montana have been First Interstate Bank, Dakota Business Lending, Centier Bank, Frost Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Dairy Queen Montana SBA loans?: The median term is 8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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