How much do lenders finance for a Ducklings Early Learning Center franchise?

The median SBA loan approved for a Ducklings Early Learning Center franchise is $646,000, with the middle 80% of loans between $80,000 and $890,600. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Ducklings Early Learning Center franchises?

By dollars approved, the most active SBA lenders for Ducklings Early Learning Center have been Wilmington Savings Fund Society, First National Bank of Pennsylvania, BHCU D/B/A Propell Credit Union, Manufacturers and Traders Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Ducklings Early Learning Center SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Ducklings Early Learning Center franchise

SBA lenders have approved 11 loans against the Ducklings Early Learning Center brand since FY2010, totalling $6.6M. The median approval was $646,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1506

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$646,000

Typical range

$80K-$891K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Ducklings Early Learning Center

Lender	Loans	Approved
Wilmington Savings Fund Society	5	$3.3M
First National Bank of Pennsylvania	1	$1.1M
BHCU D/B/A Propell Credit Union	1	$891K
Manufacturers and Traders Trust Company	2	$818K
Truist Bank	2	$430K

Geography

Where Ducklings Early Learning Center units were financed

State	Loans	Share
Pennsylvania	11

Approvals by fiscal year

’20

’21

’22

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
18%
$350K - $1M
73%
$1M - $2M
9%

Financing a Ducklings Early Learning Center: common questions

How much do lenders finance for a Ducklings Early Learning Center franchise?: The median SBA loan approved for a Ducklings Early Learning Center franchise is $646,000, with the middle 80% of loans between $80,000 and $890,600. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Ducklings Early Learning Center franchises?: By dollars approved, the most active SBA lenders for Ducklings Early Learning Center have been Wilmington Savings Fund Society, First National Bank of Pennsylvania, BHCU D/B/A Propell Credit Union, Manufacturers and Traders Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Ducklings Early Learning Center SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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