How much do lenders finance for a Dunn Brothers Coffee franchise?

The median SBA loan approved for a Dunn Brothers Coffee franchise is $272,000, with the middle 80% of loans between $65,000 and $565,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Dunn Brothers Coffee franchises?

By dollars approved, the most active SBA lenders for Dunn Brothers Coffee have been Sunrise Banks, Kensington Bank, Associated Bank, Nicolet National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Dunn Brothers Coffee SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Dunn Brothers Coffee franchise

SBA lenders have approved 31 loans against the Dunn Brothers Coffee brand since FY2010, totalling $10.7M. The median approval was $272,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#703

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$272,000

Typical range

$65K-$565K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Dunn Brothers Coffee

Lender	Loans	Approved
Sunrise Banks	5	$2.8M
Kensington Bank	7	$2.3M
Associated Bank	9	$1.5M
Nicolet National Bank	1	$794K
Wells Fargo Bank	1	$565K
KodaBank	1	$540K
Stearns Bank	1	$450K
Central Minnesota Development Company	1	$420K

Geography

Where Dunn Brothers Coffee units were financed

State	Loans	Share
Minnesota	28
Wisconsin	1
South Dakota	1
Texas	1

Approvals by fiscal year

’10

’14

’15

’16

’17

’18

’19

’20

’21

’22

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
10%
$50K - $150K
16%
$150K - $350K
29%
$350K - $1M
42%
$1M - $2M
3%

Financing a Dunn Brothers Coffee: common questions

How much do lenders finance for a Dunn Brothers Coffee franchise?: The median SBA loan approved for a Dunn Brothers Coffee franchise is $272,000, with the middle 80% of loans between $65,000 and $565,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Dunn Brothers Coffee franchises?: By dollars approved, the most active SBA lenders for Dunn Brothers Coffee have been Sunrise Banks, Kensington Bank, Associated Bank, Nicolet National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Dunn Brothers Coffee SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.