How much do lenders finance for a Estrella Insurance franchise?

The median SBA loan approved for a Estrella Insurance franchise is $108,100, with the middle 80% of loans between $60,000 and $603,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Estrella Insurance franchises?

By dollars approved, the most active SBA lenders for Estrella Insurance have been MVB Bank, Inc., Seacoast National Bank, Midwest BankCentre, City National Bank of Florida. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Estrella Insurance SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Estrella Insurance franchise

SBA lenders have approved 12 loans against the Estrella Insurance brand since FY2010, totalling $3.1M. The median approval was $108,100. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1415

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$108,100

Typical range

$60K-$603K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Estrella Insurance

Lender	Loans	Approved
MVB Bank, Inc.	1	$1.0M
Seacoast National Bank	2	$703K
Midwest BankCentre	1	$562K
City National Bank of Florida	1	$250K
CDC Small Business Finance Corp.	3	$185K
BayFirst National Bank	1	$147K
TD Bank	2	$147K
Midflorida CU	1	$106K

Geography

Where Estrella Insurance units were financed

State	Loans	Share
Florida	12

Approvals by fiscal year

’16

’18

’21

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
8%
$50K - $150K
58%
$150K - $350K
8%
$350K - $1M
17%
$1M - $2M
8%

Financing a Estrella Insurance: common questions

How much do lenders finance for a Estrella Insurance franchise?: The median SBA loan approved for a Estrella Insurance franchise is $108,100, with the middle 80% of loans between $60,000 and $603,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Estrella Insurance franchises?: By dollars approved, the most active SBA lenders for Estrella Insurance have been MVB Bank, Inc., Seacoast National Bank, Midwest BankCentre, City National Bank of Florida. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Estrella Insurance SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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