How much do lenders finance for a Frutta Bowls franchise?

The median SBA loan approved for a Frutta Bowls franchise is $179,000, with the middle 80% of loans between $99,000 and $382,400. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Frutta Bowls franchises?

By dollars approved, the most active SBA lenders for Frutta Bowls have been Stearns Bank, Readycap Lending, LLC, First Bank of the Lake, First Community Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Frutta Bowls SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Frutta Bowls franchise

SBA lenders have approved 21 loans against the Frutta Bowls brand since FY2010, totalling $4.5M. The median approval was $179,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#953

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$179,000

Typical range

$99K-$382K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Frutta Bowls

Lender	Loans	Approved
Stearns Bank	6	$925K
Readycap Lending, LLC	3	$752K
First Bank of the Lake	1	$596K
First Community Bank	1	$425K
The Huntington National Bank	2	$412K
Bank Five Nine	1	$345K
FinWise Bank	1	$270K
Hanover Community Bank	2	$244K

Geography

Where Frutta Bowls units were financed

State	Loans	Share
New Jersey	6
Ohio	5
Pennsylvania	2
Arizona	2
Georgia	1
Kentucky	1
Delaware	1
Texas	1

Approvals by fiscal year

’18

’19

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
10%
$50K - $150K
19%
$150K - $350K
57%
$350K - $1M
14%

Financing a Frutta Bowls: common questions

How much do lenders finance for a Frutta Bowls franchise?: The median SBA loan approved for a Frutta Bowls franchise is $179,000, with the middle 80% of loans between $99,000 and $382,400. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Frutta Bowls franchises?: By dollars approved, the most active SBA lenders for Frutta Bowls have been Stearns Bank, Readycap Lending, LLC, First Bank of the Lake, First Community Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Frutta Bowls SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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