How much do lenders finance for a Golden Fried Chicken franchise?

The median SBA loan approved for a Golden Fried Chicken franchise is $481,000, with the middle 80% of loans between $163,300 and $1,061,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Golden Fried Chicken franchises?

By dollars approved, the most active SBA lenders for Golden Fried Chicken have been Capital Certified Development Corporation, PlainsCapital Bank, Ameris Bank, Simmons Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Golden Fried Chicken SBA loans?

The median term is 20 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Golden Fried Chicken franchise

SBA lenders have approved 29 loans against the Golden Fried Chicken brand since FY2010, totalling $16.8M. The median approval was $481,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#741

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$481,000

Typical range

$163K-$1.1M

Middle 80% of loans

Median term

20 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Golden Fried Chicken

Lender	Loans	Approved
Capital Certified Development Corporation	6	$2.4M
PlainsCapital Bank	1	$1.8M
Ameris Bank	2	$1.7M
Simmons Bank	2	$1.7M
First United Bank and Trust Company	2	$1.6M
The First National Bank of Ballinger	2	$1.2M
Caprock Business Finance Corporation, Inc.	3	$1.1M
PNC Bank	2	$979K

Geography

Where Golden Fried Chicken units were financed

State	Loans	Share
Texas	29

Approvals by fiscal year

’13

’14

’15

’16

’17

’18

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
10%
$150K - $350K
24%
$350K - $1M
52%
$1M - $2M
14%

Financing a Golden Fried Chicken: common questions

How much do lenders finance for a Golden Fried Chicken franchise?: The median SBA loan approved for a Golden Fried Chicken franchise is $481,000, with the middle 80% of loans between $163,300 and $1,061,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Golden Fried Chicken franchises?: By dollars approved, the most active SBA lenders for Golden Fried Chicken have been Capital Certified Development Corporation, PlainsCapital Bank, Ameris Bank, Simmons Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Golden Fried Chicken SBA loans?: The median term is 20 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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