How much do lenders finance for a Golf Etc. franchise?

The median SBA loan approved for a Golf Etc. franchise is $181,000, with the middle 80% of loans between $33,000 and $256,900. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Golf Etc. franchises?

By dollars approved, the most active SBA lenders for Golf Etc. have been JPMorgan Chase Bank, Busey Bank, First National Bank of Pennsylvania, Liberty Federal Credit Union. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Golf Etc. SBA loans?

The median term is 7.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Golf Etc. franchise

SBA lenders have approved 13 loans against the Golf Etc. brand since FY2010, totalling $2.3M. The median approval was $181,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1317

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$181,000

Typical range

$33K-$257K

Middle 80% of loans

Median term

7.3 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Golf Etc.

Lender	Loans	Approved
JPMorgan Chase Bank	2	$393K
Busey Bank	2	$333K
First National Bank of Pennsylvania	2	$285K
Liberty Federal Credit Union	1	$272K
Old National Bank	1	$257K
Regions Bank	2	$214K
The Bank of Missouri	1	$214K
First Interstate Bank	1	$200K

Geography

Where Golf Etc. units were financed

State	Loans	Share
Texas	3
Pennsylvania	2
Indiana	2
Florida	2
Illinois	1
South Dakota	1
Ohio	1
Missouri	1

Approvals by fiscal year

’10

’11

’12

’14

’16

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
15%
$150K - $350K
85%

Financing a Golf Etc.: common questions

How much do lenders finance for a Golf Etc. franchise?: The median SBA loan approved for a Golf Etc. franchise is $181,000, with the middle 80% of loans between $33,000 and $256,900. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Golf Etc. franchises?: By dollars approved, the most active SBA lenders for Golf Etc. have been JPMorgan Chase Bank, Busey Bank, First National Bank of Pennsylvania, Liberty Federal Credit Union. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Golf Etc. SBA loans?: The median term is 7.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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