Franchise financing
Financing a Hounds Town USA franchise
SBA lenders have approved 86 loans against the Hounds Town USA brand since FY2010, totalling $49.2M. The median approval was $591,000. These are loans that actually closed - not projections from a disclosure document.
Rank by loan count
#249
of 1,651 brands
Loans approved
86
FY2010 onward
Median loan
$591,000
Typical range
$50K-$985K
Middle 80% of loans
Median term
10.3 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who financed Hounds Town USA
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 29 | $12.1M | |
| First National Bank of Pennsylvania | 5 | $2.9M | |
| Wells Fargo Bank | 3 | $2.8M | |
| First Bank of the Lake | 4 | $2.7M | |
| Busey Bank | 4 | $2.3M | |
| TD Bank | 4 | $1.9M | |
| TowneBank | 2 | $1.9M | |
| Wilmington Savings Fund Society | 3 | $1.8M |
Geography
Where Hounds Town USA units were financed
| State | Loans | Share |
|---|---|---|
| Florida | 13 | |
| Texas | 12 | |
| Pennsylvania | 9 | |
| Tennessee | 5 | |
| North Carolina | 4 | |
| New Jersey | 4 | |
| Ohio | 4 | |
| Michigan | 3 |
Approvals by fiscal year
Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.
Loan sizes
- Under $50K6%
- $50K - $150K19%
- $150K - $350K3%
- $350K - $1M65%
- $1M - $2M7%
Financing a Hounds Town USA: common questions
- How much do lenders finance for a Hounds Town USA franchise?
- The median SBA loan approved for a Hounds Town USA franchise is $591,000, with the middle 80% of loans between $50,000 and $985,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
- Which lenders finance Hounds Town USA franchises?
- By dollars approved, the most active SBA lenders for Hounds Town USA have been The Huntington National Bank, First National Bank of Pennsylvania, Wells Fargo Bank, First Bank of the Lake. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
- How long are Hounds Town USA SBA loans?
- The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.
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