How much do lenders finance for a iCRYO Franchise System LLC franchise?

The median SBA loan approved for a iCRYO Franchise System LLC franchise is $766,750, with the middle 80% of loans between $50,000 and $1,422,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance iCRYO Franchise System LLC franchises?

By dollars approved, the most active SBA lenders for iCRYO Franchise System LLC have been Security State Bank and Trust, The Huntington National Bank, Hancock Whitney Bank, Paragon Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are iCRYO Franchise System LLC SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a iCRYO Franchise System LLC franchise

SBA lenders have approved 44 loans against the iCRYO Franchise System LLC brand since FY2010, totalling $32.6M. The median approval was $766,750. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#513

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$766,750

Typical range

$50K-$1.4M

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed iCRYO Franchise System LLC

Lender	Loans	Approved
Security State Bank and Trust	6	$6.7M
The Huntington National Bank	9	$4.1M
Hancock Whitney Bank	4	$3.6M
Paragon Bank	4	$2.4M
Countybank	2	$1.7M
First National Bank of Coffee County	1	$1.6M
First Bank of the Lake	3	$1.6M
Celtic Bank Corporation	1	$1.5M

Geography

Where iCRYO Franchise System LLC units were financed

State	Loans	Share
Texas	15
South Carolina	6
Florida	5
Ohio	4
Utah	3
California	2
Illinois	2
Colorado	2

Approvals by fiscal year

’18

’20

’21

’22

’23

’24

’25

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
2%
$50K - $150K
9%
$150K - $350K
7%
$350K - $1M
61%
$1M - $2M
18%
Over $2M
2%

Financing a iCRYO Franchise System LLC: common questions

How much do lenders finance for a iCRYO Franchise System LLC franchise?: The median SBA loan approved for a iCRYO Franchise System LLC franchise is $766,750, with the middle 80% of loans between $50,000 and $1,422,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance iCRYO Franchise System LLC franchises?: By dollars approved, the most active SBA lenders for iCRYO Franchise System LLC have been Security State Bank and Trust, The Huntington National Bank, Hancock Whitney Bank, Paragon Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are iCRYO Franchise System LLC SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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