How much do lenders finance for a Imo's Pizza franchise?

The median SBA loan approved for a Imo's Pizza franchise is $215,600, with the middle 80% of loans between $112,500 and $499,800. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Imo's Pizza franchises?

By dollars approved, the most active SBA lenders for Imo's Pizza have been American Bank of Freedom, St. Louis Bank, Elevate Bank, Southern Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Imo's Pizza SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Imo's Pizza franchise

SBA lenders have approved 18 loans against the Imo's Pizza brand since FY2010, totalling $5.5M. The median approval was $215,600. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1041

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$215,600

Typical range

$113K-$500K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Imo's Pizza

Lender	Loans	Approved
American Bank of Freedom	1	$1.3M
St. Louis Bank	2	$1.1M
Elevate Bank	3	$978K
Southern Bank	3	$768K
Peoples National Bank	1	$350K
Busey Bank	1	$221K
The Missouri Bank	1	$200K
Justine Petersen Housing & Reinvestment Corporation	1	$150K

Geography

Where Imo's Pizza units were financed

State	Loans	Share
Missouri	11
Illinois	6
Kansas	1

Approvals by fiscal year

’11

’12

’14

’15

’17

’18

’21

’22

’23

’24

’25

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
28%
$150K - $350K
44%
$350K - $1M
22%
$1M - $2M
6%

Financing a Imo's Pizza: common questions

How much do lenders finance for a Imo's Pizza franchise?: The median SBA loan approved for a Imo's Pizza franchise is $215,600, with the middle 80% of loans between $112,500 and $499,800. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Imo's Pizza franchises?: By dollars approved, the most active SBA lenders for Imo's Pizza have been American Bank of Freedom, St. Louis Bank, Elevate Bank, Southern Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Imo's Pizza SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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