How much do lenders finance for a LIVE Hydration Spa franchise?

The median SBA loan approved for a LIVE Hydration Spa franchise is $215,500, with the middle 80% of loans between $30,000 and $315,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance LIVE Hydration Spa franchises?

By dollars approved, the most active SBA lenders for LIVE Hydration Spa have been The Huntington National Bank, Wilmington Savings Fund Society, Mechanics and Farmers Bank, First State Bank Nebraska. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are LIVE Hydration Spa SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a LIVE Hydration Spa franchise

SBA lenders have approved 17 loans against the LIVE Hydration Spa brand since FY2010, totalling $3.3M. The median approval was $215,500. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1103

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$215,500

Typical range

$30K-$315K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed LIVE Hydration Spa

Lender	Loans	Approved
The Huntington National Bank	10	$1.3M
Wilmington Savings Fund Society	1	$500K
Mechanics and Farmers Bank	1	$318K
First State Bank Nebraska	1	$315K
Union Bank and Trust Company	1	$270K
Byline Bank	1	$200K
Core Bank	1	$175K
Community Trust Bank, Inc.	1	$174K

Geography

Where LIVE Hydration Spa units were financed

State	Loans	Share
Tennessee	4
Nebraska	3
Texas	2
Arizona	2
California	2
South Dakota	1
Kentucky	1
North Carolina	1

Approvals by fiscal year

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
29%
$150K - $350K
65%
$350K - $1M
6%

Financing a LIVE Hydration Spa: common questions

How much do lenders finance for a LIVE Hydration Spa franchise?: The median SBA loan approved for a LIVE Hydration Spa franchise is $215,500, with the middle 80% of loans between $30,000 and $315,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance LIVE Hydration Spa franchises?: By dollars approved, the most active SBA lenders for LIVE Hydration Spa have been The Huntington National Bank, Wilmington Savings Fund Society, Mechanics and Farmers Bank, First State Bank Nebraska. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are LIVE Hydration Spa SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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