How much do lenders finance for a LPL Financial LLC franchise?

The median SBA loan approved for a LPL Financial LLC franchise is $375,000, with the middle 80% of loans between $149,000 and $2,055,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance LPL Financial LLC franchises?

By dollars approved, the most active SBA lenders for LPL Financial LLC have been OakStar Bank, Byline Bank, Small Business Access Partners, Inc., Empire State Certified Development Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are LPL Financial LLC SBA loans?

The median term is 25 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a LPL Financial LLC franchise

SBA lenders have approved 11 loans against the LPL Financial LLC brand since FY2010, totalling $7.5M. The median approval was $375,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1460

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$375,000

Typical range

$149K-$2.1M

Middle 80% of loans

Median term

25 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed LPL Financial LLC

Lender	Loans	Approved
OakStar Bank	1	$2.1M
Byline Bank	1	$2.1M
Small Business Access Partners, Inc.	2	$1.1M
Empire State Certified Development Corporation	3	$1.1M
Greater Sacramento Certified Development Corporation	1	$518K
Live Oak Banking Company	1	$350K
Florida First Capital Finance Corporation, Inc.	1	$189K
Bay Colony Development Corporation	1	$113K

Geography

Where LPL Financial LLC units were financed

State	Loans	Share
New York	3
Georgia	2
Massachusetts	1
Florida	1
California	1
Michigan	1
Missouri	1
Nebraska	1

Approvals by fiscal year

’20

’21

’22

’23

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
18%
$150K - $350K
18%
$350K - $1M
45%
Over $2M
18%

Financing a LPL Financial LLC: common questions

How much do lenders finance for a LPL Financial LLC franchise?: The median SBA loan approved for a LPL Financial LLC franchise is $375,000, with the middle 80% of loans between $149,000 and $2,055,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance LPL Financial LLC franchises?: By dollars approved, the most active SBA lenders for LPL Financial LLC have been OakStar Bank, Byline Bank, Small Business Access Partners, Inc., Empire State Certified Development Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are LPL Financial LLC SBA loans?: The median term is 25 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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