How much do lenders finance for a Max Muscle franchise?

The median SBA loan approved for a Max Muscle franchise is $148,950, with the middle 80% of loans between $25,000 and $193,700. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Max Muscle franchises?

By dollars approved, the most active SBA lenders for Max Muscle have been First Interstate Bank, Wells Fargo Bank, JPMorgan Chase Bank, Manufacturers and Traders Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Max Muscle SBA loans?

The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Max Muscle franchise

SBA lenders have approved 18 loans against the Max Muscle brand since FY2010, totalling $2.4M. The median approval was $148,950. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1040

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$148,950

Typical range

$25K-$194K

Middle 80% of loans

Median term

7 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Max Muscle

Lender	Loans	Approved
First Interstate Bank	3	$353K
Wells Fargo Bank	2	$338K
JPMorgan Chase Bank	2	$285K
Manufacturers and Traders Trust Company	2	$200K
Sunrise Banks	1	$194K
First Central State Bank	2	$160K
Wilmington Savings Fund Society	1	$150K
Celtic Bank Corporation	1	$150K

Geography

Where Max Muscle units were financed

State	Loans	Share
Nebraska	3
Iowa	2
California	2
Pennsylvania	2
Florida	1
Minnesota	1
Kentucky	1
Oregon	1

Approvals by fiscal year

’10

’11

’13

’14

’15

’16

’17

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
17%
$50K - $150K
44%
$150K - $350K
39%

Financing a Max Muscle: common questions

How much do lenders finance for a Max Muscle franchise?: The median SBA loan approved for a Max Muscle franchise is $148,950, with the middle 80% of loans between $25,000 and $193,700. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Max Muscle franchises?: By dollars approved, the most active SBA lenders for Max Muscle have been First Interstate Bank, Wells Fargo Bank, JPMorgan Chase Bank, Manufacturers and Traders Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Max Muscle SBA loans?: The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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