How much do lenders finance for a Mgm Liquor franchise?

The median SBA loan approved for a Mgm Liquor franchise is $570,500, with the middle 80% of loans between $174,000 and $1,360,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Mgm Liquor franchises?

By dollars approved, the most active SBA lenders for Mgm Liquor have been Byline Bank, First Resource Bank, U.S. Bank, HomeTown Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Mgm Liquor SBA loans?

The median term is 7.9 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Mgm Liquor franchise

SBA lenders have approved 20 loans against the Mgm Liquor brand since FY2010, totalling $14.7M. The median approval was $570,500. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#967

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$570,500

Typical range

$174K-$1.4M

Middle 80% of loans

Median term

7.9 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Mgm Liquor

Lender	Loans	Approved
Byline Bank	3	$3.3M
First Resource Bank	2	$3.2M
U.S. Bank	5	$2.1M
HomeTown Bank	2	$2.0M
Old National Bank	1	$888K
Central Minnesota Development Company	1	$865K
Wells Fargo Bank	1	$605K
North Star Bank	1	$568K

Geography

Where Mgm Liquor units were financed

State	Loans	Share
Minnesota	20

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
10%
$150K - $350K
25%
$350K - $1M
45%
$1M - $2M
15%
Over $2M
5%

Financing a Mgm Liquor: common questions

How much do lenders finance for a Mgm Liquor franchise?: The median SBA loan approved for a Mgm Liquor franchise is $570,500, with the middle 80% of loans between $174,000 and $1,360,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Mgm Liquor franchises?: By dollars approved, the most active SBA lenders for Mgm Liquor have been Byline Bank, First Resource Bank, U.S. Bank, HomeTown Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Mgm Liquor SBA loans?: The median term is 7.9 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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