How much do lenders finance for a Moxie Salon and Beauty Bar franchise?

The median SBA loan approved for a Moxie Salon and Beauty Bar franchise is $283,800, with the middle 80% of loans between $56,000 and $498,700. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Moxie Salon and Beauty Bar franchises?

By dollars approved, the most active SBA lenders for Moxie Salon and Beauty Bar have been Wilmington Savings Fund Society, Provident Bank, JPMorgan Chase Bank, Hancock Whitney Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Moxie Salon and Beauty Bar SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Moxie Salon and Beauty Bar franchise

SBA lenders have approved 11 loans against the Moxie Salon and Beauty Bar brand since FY2010, totalling $3.0M. The median approval was $283,800. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1501

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$283,800

Typical range

$56K-$499K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Moxie Salon and Beauty Bar

Lender	Loans	Approved
Wilmington Savings Fund Society	1	$727K
Provident Bank	2	$720K
JPMorgan Chase Bank	2	$584K
Hancock Whitney Bank	1	$499K
Manufacturers and Traders Trust Company	5	$457K

Geography

Where Moxie Salon and Beauty Bar units were financed

State	Loans	Share
New Jersey	10
Texas	1

Approvals by fiscal year

’18

’19

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
9%
$50K - $150K
27%
$150K - $350K
36%
$350K - $1M
27%

Financing a Moxie Salon and Beauty Bar: common questions

How much do lenders finance for a Moxie Salon and Beauty Bar franchise?: The median SBA loan approved for a Moxie Salon and Beauty Bar franchise is $283,800, with the middle 80% of loans between $56,000 and $498,700. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Moxie Salon and Beauty Bar franchises?: By dollars approved, the most active SBA lenders for Moxie Salon and Beauty Bar have been Wilmington Savings Fund Society, Provident Bank, JPMorgan Chase Bank, Hancock Whitney Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Moxie Salon and Beauty Bar SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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