How much do lenders finance for a Palm Beach Tan • Wellness; Palm Beach Tan franchise?

The median SBA loan approved for a Palm Beach Tan • Wellness; Palm Beach Tan franchise is $770,000, with the middle 80% of loans between $50,000 and $4,210,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Palm Beach Tan • Wellness; Palm Beach Tan franchises?

By dollars approved, the most active SBA lenders for Palm Beach Tan • Wellness; Palm Beach Tan have been First Bank of the Lake, Stearns Bank, Truist Bank, Live Oak Banking Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Palm Beach Tan • Wellness; Palm Beach Tan SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Palm Beach Tan • Wellness; Palm Beach Tan franchise

SBA lenders have approved 10 loans against the Palm Beach Tan • Wellness; Palm Beach Tan brand since FY2010, totalling $16.1M. The median approval was $770,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1619

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$770,000

Typical range

$50K-$4.2M

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Palm Beach Tan • Wellness; Palm Beach Tan

Lender	Loans	Approved
First Bank of the Lake	2	$4.8M
Stearns Bank	1	$4.2M
Truist Bank	1	$2.9M
Live Oak Banking Company	2	$2.9M
Manufacturers and Traders Trust Company	1	$920K
The Huntington National Bank	2	$320K
Columbia Bank	1	$50K

Geography

Where Palm Beach Tan • Wellness; Palm Beach Tan units were financed

State	Loans	Share
California	2
Texas	2
Ohio	2
South Carolina	1
Indiana	1
Pennsylvania	1
Oregon	1

Approvals by fiscal year

’18

’19

’20

’21

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
10%
$50K - $150K
10%
$150K - $350K
10%
$350K - $1M
30%
Over $2M
40%

Financing a Palm Beach Tan • Wellness; Palm Beach Tan: common questions

How much do lenders finance for a Palm Beach Tan • Wellness; Palm Beach Tan franchise?: The median SBA loan approved for a Palm Beach Tan • Wellness; Palm Beach Tan franchise is $770,000, with the middle 80% of loans between $50,000 and $4,210,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Palm Beach Tan • Wellness; Palm Beach Tan franchises?: By dollars approved, the most active SBA lenders for Palm Beach Tan • Wellness; Palm Beach Tan have been First Bank of the Lake, Stearns Bank, Truist Bank, Live Oak Banking Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Palm Beach Tan • Wellness; Palm Beach Tan SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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