How much do lenders finance for a Parlor Doughnuts franchise?

The median SBA loan approved for a Parlor Doughnuts franchise is $482,750, with the middle 80% of loans between $50,000 and $875,200. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Parlor Doughnuts franchises?

By dollars approved, the most active SBA lenders for Parlor Doughnuts have been Stock Yards Bank & Trust Company, Centier Bank, Merchants & Marine Bank, The Bank of Missouri. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Parlor Doughnuts SBA loans?

The median term is 10.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Parlor Doughnuts franchise

SBA lenders have approved 24 loans against the Parlor Doughnuts brand since FY2010, totalling $11.8M. The median approval was $482,750. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#875

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$482,750

Typical range

$50K-$875K

Middle 80% of loans

Median term

10.5 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Parlor Doughnuts

Lender	Loans	Approved
Stock Yards Bank & Trust Company	4	$1.8M
Centier Bank	3	$1.6M
Merchants & Marine Bank	2	$1.6M
The Bank of Missouri	3	$1.2M
Midwest Regional Bank	1	$918K
First Federal Bank	1	$875K
The Huntington National Bank	4	$815K
Glacier Bank	1	$658K

Geography

Where Parlor Doughnuts units were financed

State	Loans	Share
Indiana	5
California	4
Missouri	3
Florida	3
Georgia	2
Texas	2
Mississippi	2
Arizona	1

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
8%
$50K - $150K
4%
$150K - $350K
25%
$350K - $1M
58%
$1M - $2M
4%

Financing a Parlor Doughnuts: common questions

How much do lenders finance for a Parlor Doughnuts franchise?: The median SBA loan approved for a Parlor Doughnuts franchise is $482,750, with the middle 80% of loans between $50,000 and $875,200. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Parlor Doughnuts franchises?: By dollars approved, the most active SBA lenders for Parlor Doughnuts have been Stock Yards Bank & Trust Company, Centier Bank, Merchants & Marine Bank, The Bank of Missouri. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Parlor Doughnuts SBA loans?: The median term is 10.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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