Franchise financing
Financing a Premier Pools & Spas franchise
SBA lenders have approved 10 loans against the Premier Pools & Spas brand since FY2010, totalling $2.5M. The median approval was $157,800. These are loans that actually closed - not projections from a disclosure document.
Rank by loan count
#1569
of 1,651 brands
Loans approved
10
FY2010 onward
Median loan
$157,800
Typical range
$50K-$532K
Middle 80% of loans
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who financed Premier Pools & Spas
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Small Business Finance, Inc. | 1 | $850K | |
| Mortgage Capital Development Corporation | 1 | $532K | |
| Seacoast National Bank | 1 | $350K | |
| The Huntington National Bank | 3 | $202K | |
| JPMorgan Chase Bank | 1 | $200K | |
| Stockman Bank of Montana | 1 | $171K | |
| Coastal Area District Development Authority, Inc. | 1 | $145K | |
| Manufacturers and Traders Trust Company | 1 | $20K |
Geography
Where Premier Pools & Spas units were financed
| State | Loans | Share |
|---|---|---|
| Michigan | 3 | |
| New York | 2 | |
| California | 1 | |
| Montana | 1 | |
| North Carolina | 1 | |
| Georgia | 1 | |
| Colorado | 1 |
Approvals by fiscal year
Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.
Loan sizes
- Under $50K10%
- $50K - $150K40%
- $150K - $350K20%
- $350K - $1M30%
Financing a Premier Pools & Spas: common questions
- How much do lenders finance for a Premier Pools & Spas franchise?
- The median SBA loan approved for a Premier Pools & Spas franchise is $157,800, with the middle 80% of loans between $50,000 and $532,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
- Which lenders finance Premier Pools & Spas franchises?
- By dollars approved, the most active SBA lenders for Premier Pools & Spas have been Newtek Small Business Finance, Inc., Mortgage Capital Development Corporation, Seacoast National Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
- How long are Premier Pools & Spas SBA loans?
- The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.
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