Franchise financing
Financing a Premier Rental-Purchase franchise
SBA lenders have approved 45 loans against the Premier Rental-Purchase brand since FY2010, totalling $18.6M. The median approval was $425,000. These are loans that actually closed - not projections from a disclosure document.
Rank by loan count
#505
of 1,651 brands
Loans approved
45
FY2010 onward
Median loan
$425,000
Typical range
$50K-$585K
Middle 80% of loans
Median term
7.3 yr
Charge-off rate
40.0%
25 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who financed Premier Rental-Purchase
| Lender | Loans | Approved | Share |
|---|---|---|---|
| TowneBank | 9 | $6.8M | |
| Wells Fargo Bank | 3 | $1.7M | |
| Readycap Lending, LLC | 2 | $1.0M | |
| First National Bank of Pennsylvania | 3 | $812K | |
| TBK Bank | 2 | $780K | |
| Core Bank | 2 | $650K | |
| Manufacturers and Traders Trust Company | 3 | $646K | |
| Orrstown Bank | 4 | $640K |
Geography
Where Premier Rental-Purchase units were financed
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 8 | |
| New York | 4 | |
| Ohio | 4 | |
| Florida | 3 | |
| Colorado | 3 | |
| Nebraska | 3 | |
| Connecticut | 3 | |
| Texas | 3 |
Approvals by fiscal year
Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.
Loan sizes
- Under $50K9%
- $50K - $150K13%
- $150K - $350K20%
- $350K - $1M56%
- Over $2M2%
Financing a Premier Rental-Purchase: common questions
- How much do lenders finance for a Premier Rental-Purchase franchise?
- The median SBA loan approved for a Premier Rental-Purchase franchise is $425,000, with the middle 80% of loans between $50,000 and $585,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
- Which lenders finance Premier Rental-Purchase franchises?
- By dollars approved, the most active SBA lenders for Premier Rental-Purchase have been TowneBank, Wells Fargo Bank, Readycap Lending, LLC, First National Bank of Pennsylvania. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
- How long are Premier Rental-Purchase SBA loans?
- The median term is 7.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.
- Do Premier Rental-Purchase SBA loans get charged off often?
- 40.0% of Premier Rental-Purchase loans approved between FY2010 and FY2019 that have reached a terminal status were charged off, against 7.6% across all SBA lending. Franchise-level charge-off rates reflect the era a brand expanded in as much as the concept itself - brands that grew hardest into the 2010s carry more seasoned, and more resolved, loans.
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