How much do lenders finance for a Qdoba Mexican Grill franchise?

The median SBA loan approved for a Qdoba Mexican Grill franchise is $415,000, with the middle 80% of loans between $315,000 and $639,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Qdoba Mexican Grill franchises?

By dollars approved, the most active SBA lenders for Qdoba Mexican Grill have been National Cooperative Bank, Midwest Business Finance Corporation, CRF Small Business Loan Company, LLC, Ally Dakota Development, Inc.. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Qdoba Mexican Grill SBA loans?

The median term is 10.2 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Qdoba Mexican Grill franchise

SBA lenders have approved 28 loans against the Qdoba Mexican Grill brand since FY2010, totalling $12.5M. The median approval was $415,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#755

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$415,000

Typical range

$315K-$639K

Middle 80% of loans

Median term

10.2 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Qdoba Mexican Grill

Lender	Loans	Approved
National Cooperative Bank	10	$4.2M
Midwest Business Finance Corporation	2	$1.1M
CRF Small Business Loan Company, LLC	2	$965K
Ally Dakota Development, Inc.	2	$964K
Wyoming Capital Access	1	$664K
United Community Bank	1	$639K
Carolina Business Capital, Inc.	1	$569K
First Financial Bank	1	$536K

Geography

Where Qdoba Mexican Grill units were financed

State	Loans	Share
Oregon	4
Maryland	4
Minnesota	3
South Dakota	2
Ohio	2
Texas	2
North Carolina	1
Wyoming	1

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
4%
$50K - $150K
4%
$150K - $350K
7%
$350K - $1M
86%

Financing a Qdoba Mexican Grill: common questions

How much do lenders finance for a Qdoba Mexican Grill franchise?: The median SBA loan approved for a Qdoba Mexican Grill franchise is $415,000, with the middle 80% of loans between $315,000 and $639,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Qdoba Mexican Grill franchises?: By dollars approved, the most active SBA lenders for Qdoba Mexican Grill have been National Cooperative Bank, Midwest Business Finance Corporation, CRF Small Business Loan Company, LLC, Ally Dakota Development, Inc.. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Qdoba Mexican Grill SBA loans?: The median term is 10.2 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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