How much do lenders finance for a Save-a-lot Food Stores franchise?

The median SBA loan approved for a Save-a-lot Food Stores franchise is $660,000, with the middle 80% of loans between $150,000 and $1,035,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Save-a-lot Food Stores franchises?

By dollars approved, the most active SBA lenders for Save-a-lot Food Stores have been Paragon Bank, Regions Bank, Capital Bank, TD Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Save-a-lot Food Stores SBA loans?

The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Save-a-lot Food Stores franchise

SBA lenders have approved 23 loans against the Save-a-lot Food Stores brand since FY2010, totalling $17.3M. The median approval was $660,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#879

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$660,000

Typical range

$150K-$1.0M

Middle 80% of loans

Median term

10.3 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Save-a-lot Food Stores

Lender	Loans	Approved
Paragon Bank	4	$3.5M
Regions Bank	1	$2.8M
Capital Bank	1	$2.3M
TD Bank	1	$1.0M
Small Business Growth Corporation	1	$919K
Citizens National Bank of Texas	1	$844K
Central National Bank	1	$700K
Fulton Bank	1	$700K

Geography

Where Save-a-lot Food Stores units were financed

State	Loans	Share
Illinois	4
New York	4
North Carolina	2
Texas	2
Florida	2
Missouri	1
Wisconsin	1
Maine	1

Approvals by fiscal year

’10

’13

’14

’15

’16

’17

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
4%
$150K - $350K
13%
$350K - $1M
70%
$1M - $2M
4%
Over $2M
9%

Financing a Save-a-lot Food Stores: common questions

How much do lenders finance for a Save-a-lot Food Stores franchise?: The median SBA loan approved for a Save-a-lot Food Stores franchise is $660,000, with the middle 80% of loans between $150,000 and $1,035,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Save-a-lot Food Stores franchises?: By dollars approved, the most active SBA lenders for Save-a-lot Food Stores have been Paragon Bank, Regions Bank, Capital Bank, TD Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Save-a-lot Food Stores SBA loans?: The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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