How much do lenders finance for a VIO Med Spa franchise?

The median SBA loan approved for a VIO Med Spa franchise is $775,650, with the middle 80% of loans between $50,000 and $1,198,700. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance VIO Med Spa franchises?

By dollars approved, the most active SBA lenders for VIO Med Spa have been The Huntington National Bank, First National Bank of Pennsylvania, The Farmers National Bank of Canfield, Rockland Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are VIO Med Spa SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a VIO Med Spa franchise

SBA lenders have approved 28 loans against the VIO Med Spa brand since FY2010, totalling $19.3M. The median approval was $775,650. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#769

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$775,650

Typical range

$50K-$1.2M

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed VIO Med Spa

Lender	Loans	Approved
The Huntington National Bank	9	$4.4M
First National Bank of Pennsylvania	2	$2.4M
The Farmers National Bank of Canfield	5	$2.0M
Rockland Trust Company	2	$1.6M
St. Louis Bank	1	$1.4M
Frost Bank	1	$1.2M
Security National Bank of Omaha	1	$1.2M
22nd State Bank, A Division of 22nd State Banking Company	1	$1.1M

Geography

Where VIO Med Spa units were financed

State	Loans	Share
Florida	5
Ohio	5
New Jersey	5
Massachusetts	3
Texas	3
North Carolina	2
Indiana	2
Georgia	1

Approvals by fiscal year

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
4%
$50K - $150K
21%
$150K - $350K
7%
$350K - $1M
36%
$1M - $2M
32%

Financing a VIO Med Spa: common questions

How much do lenders finance for a VIO Med Spa franchise?: The median SBA loan approved for a VIO Med Spa franchise is $775,650, with the middle 80% of loans between $50,000 and $1,198,700. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance VIO Med Spa franchises?: By dollars approved, the most active SBA lenders for VIO Med Spa have been The Huntington National Bank, First National Bank of Pennsylvania, The Farmers National Bank of Canfield, Rockland Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are VIO Med Spa SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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