How much do lenders finance for a Wing Zone franchise?

The median SBA loan approved for a Wing Zone franchise is $281,700, with the middle 80% of loans between $127,000 and $720,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Wing Zone franchises?

By dollars approved, the most active SBA lenders for Wing Zone have been Ameris Bank, Meridian Bank, Cache Valley Bank, Five Star Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Wing Zone SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Wing Zone franchise

SBA lenders have approved 25 loans against the Wing Zone brand since FY2010, totalling $10.0M. The median approval was $281,700. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#837

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$281,700

Typical range

$127K-$720K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Wing Zone

Lender	Loans	Approved
Ameris Bank	1	$1.5M
Meridian Bank	2	$1.4M
Cache Valley Bank	6	$1.4M
Five Star Bank	2	$1.1M
Milestone Bank	1	$824K
The Huntington National Bank	2	$682K
Third Coast Bank	1	$650K
Regions Bank	2	$619K

Geography

Where Wing Zone units were financed

State	Loans	Share
Texas	7
California	5
Georgia	3
Illinois	2
Virginia	1
Ohio	1
South Carolina	1
Kentucky	1

Approvals by fiscal year

’11

’12

’14

’15

’16

’19

’21

’22

’23

’24

’25

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
4%
$50K - $150K
8%
$150K - $350K
48%
$350K - $1M
36%
$1M - $2M
4%

Financing a Wing Zone: common questions

How much do lenders finance for a Wing Zone franchise?: The median SBA loan approved for a Wing Zone franchise is $281,700, with the middle 80% of loans between $127,000 and $720,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Wing Zone franchises?: By dollars approved, the most active SBA lenders for Wing Zone have been Ameris Bank, Meridian Bank, Cache Valley Bank, Five Star Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Wing Zone SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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