How much do lenders finance for a Wow Wow Hawaiian Lemonade franchise?

The median SBA loan approved for a Wow Wow Hawaiian Lemonade franchise is $265,000, with the middle 80% of loans between $180,900 and $468,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Wow Wow Hawaiian Lemonade franchises?

By dollars approved, the most active SBA lenders for Wow Wow Hawaiian Lemonade have been First-Citizens Bank & Trust Company, Midwest Regional Bank, First Commonwealth Bank, U.S. Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Wow Wow Hawaiian Lemonade SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Wow Wow Hawaiian Lemonade franchise

SBA lenders have approved 13 loans against the Wow Wow Hawaiian Lemonade brand since FY2010, totalling $4.0M. The median approval was $265,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1334

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$265,000

Typical range

$181K-$468K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Wow Wow Hawaiian Lemonade

Lender	Loans	Approved
First-Citizens Bank & Trust Company	3	$1.2M
Midwest Regional Bank	3	$764K
First Commonwealth Bank	1	$487K
U.S. Bank	2	$431K
22nd State Bank, A Division of 22nd State Banking Company	1	$428K
Pinnacle Bank	1	$343K
Encore Bank	1	$265K
JPMorgan Chase Bank	1	$92K

Geography

Where Wow Wow Hawaiian Lemonade units were financed

State	Loans	Share
Arizona	5
Nevada	3
New Mexico	2
California	1
Florida	1
North Carolina	1

Approvals by fiscal year

’18

’19

’20

’21

’22

’24

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
8%
$150K - $350K
62%
$350K - $1M
31%

Financing a Wow Wow Hawaiian Lemonade: common questions

How much do lenders finance for a Wow Wow Hawaiian Lemonade franchise?: The median SBA loan approved for a Wow Wow Hawaiian Lemonade franchise is $265,000, with the middle 80% of loans between $180,900 and $468,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Wow Wow Hawaiian Lemonade franchises?: By dollars approved, the most active SBA lenders for Wow Wow Hawaiian Lemonade have been First-Citizens Bank & Trust Company, Midwest Regional Bank, First Commonwealth Bank, U.S. Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Wow Wow Hawaiian Lemonade SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.