How much do lenders finance for a Zoom Room franchise?

The median SBA loan approved for a Zoom Room franchise is $242,350, with the middle 80% of loans between $30,000 and $400,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Zoom Room franchises?

By dollars approved, the most active SBA lenders for Zoom Room have been The Huntington National Bank, Luminate Bank, Mountain America FCU, Wells Fargo Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Zoom Room SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Zoom Room franchise

SBA lenders have approved 54 loans against the Zoom Room brand since FY2010, totalling $11.9M. The median approval was $242,350. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#419

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$242,350

Typical range

$30K-$400K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Zoom Room

Lender	Loans	Approved
The Huntington National Bank	34	$7.1M
Luminate Bank	3	$1.5M
Mountain America FCU	2	$447K
Wells Fargo Bank	3	$433K
United Community Bank	1	$400K
First Bank of the Lake	1	$376K
The Union Bank Company	1	$350K
U.S. Bank	3	$319K

Geography

Where Zoom Room units were financed

State	Loans	Share
Florida	8
Texas	7
North Carolina	5
Washington	4
South Carolina	4
Ohio	3
New York	3
New Jersey	2

Approvals by fiscal year

’13

’14

’15

’19

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
30%
$50K - $150K
13%
$150K - $350K
33%
$350K - $1M
24%

Financing a Zoom Room: common questions

How much do lenders finance for a Zoom Room franchise?: The median SBA loan approved for a Zoom Room franchise is $242,350, with the middle 80% of loans between $30,000 and $400,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Zoom Room franchises?: By dollars approved, the most active SBA lenders for Zoom Room have been The Huntington National Bank, Luminate Bank, Mountain America FCU, Wells Fargo Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Zoom Room SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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