NAICS 237130 · Construction
SBA loans for power and communication line and related structures construction
919 SBA loans worth $435.5M have been approved in this industry since FY2010 - the #222 most-financed NAICS code in the country.
Median loan
$200,000
+11% vs all industries
Typical range
$25K-$1.2M
Middle 80%
Median rate
7.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
9.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Bank | 16 | $21.5M | |
| KeyBank | 16 | $17.8M | |
| Wells Fargo Bank | 71 | $17.7M | |
| Newtek Small Business Finance, Inc. | 9 | $16.9M | |
| The Huntington National Bank | 72 | $15.8M | |
| JPMorgan Chase Bank | 48 | $9.3M | |
| Mortgage Capital Development Corporation | 5 | $8.2M | |
| Byline Bank | 5 | $8.2M | |
| California Statewide Certified Development Corporation | 5 | $7.9M | |
| Peoples Bank | 7 | $7.4M |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K18%
- $50K - $150K24%
- $150K - $350K23%
- $350K - $1M22%
- $1M - $2M8%
- Over $2M5%
Nearby
Other construction industries
All Other Specialty Trade Contractors15,723 · $150,000Residential Remodelers15,599 · $50,000Plumbing, Heating, and Air-Conditioning Contractors15,587 · $141,000Electrical Contractors and Other Wiring Installation Contractors10,910 · $100,000Commercial and Institutional Building Construction6,348 · $150,000Site Preparation Contractors6,105 · $100,500New Single-Family Housing Construction5,855 · $75,000Painting and Wall Covering Contractors4,412 · $60,000
Common questions
- How much do SBA lenders typically lend to a power and communication line and related structures construction business?
- The median SBA approval in NAICS 237130 is $200,000, with the middle 80% of loans between $25,000 and $1,214,000. Across all industries the median is $180,000.
- Which lenders are most active in power and communication line and related structures construction?
- By dollars approved: Newtek Bank, KeyBank, Wells Fargo Bank, Newtek Small Business Finance, Inc., The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is power and communication line and related structures construction considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.8% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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