How much do SBA lenders typically lend to a glass and glazing contractors business?

The median SBA approval in NAICS 238150 is $211,250, with the middle 80% of loans between $28,000 and $1,335,000. Across all industries the median is $180,000.

Which lenders are most active in glass and glazing contractors?

By dollars approved: Wells Fargo Bank, Truist Bank, U.S. Bank, The Huntington National Bank, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is glass and glazing contractors considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.9% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 238150 · Construction

SBA loans for glass and glazing contractors

1,414 SBA loans worth $688.9M have been approved in this industry since FY2010 - the #156 most-financed NAICS code in the country.

Median loan

$211,250

+17% vs all industries

Typical range

$28K-$1.3M

Middle 80%

Median rate

7.50%

7(a) initial note rate

Median term

10 yr

Charge-off rate

7.9%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	76	$36.6M
Truist Bank	22	$19.2M
U.S. Bank	78	$19.0M
The Huntington National Bank	97	$17.8M
JPMorgan Chase Bank	77	$16.3M
First Bank of the Lake	16	$15.1M
First Internet Bank of Indiana	10	$14.2M
America First Federal Credit Union	4	$13.6M
TD Bank	54	$11.9M
Live Oak Banking Company	6	$11.6M

Geography

Where these loans were made

State	Loans	Share
California	202
Florida	140
Texas	84
New York	67
Colorado	56
Michigan	48
Minnesota	47
Ohio	47

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
15%
$50K - $150K
23%
$150K - $350K
25%
$350K - $1M
23%
$1M - $2M
9%
Over $2M
5%

Nearby

Other construction industries

See the sector

All Other Specialty Trade Contractors15,723 · $150,000 Residential Remodelers15,599 · $50,000 Plumbing, Heating, and Air-Conditioning Contractors15,587 · $141,000 Electrical Contractors and Other Wiring Installation Contractors10,910 · $100,000 Commercial and Institutional Building Construction6,348 · $150,000 Site Preparation Contractors6,105 · $100,500 New Single-Family Housing Construction5,855 · $75,000 Painting and Wall Covering Contractors4,412 · $60,000

Common questions

How much do SBA lenders typically lend to a glass and glazing contractors business?: The median SBA approval in NAICS 238150 is $211,250, with the middle 80% of loans between $28,000 and $1,335,000. Across all industries the median is $180,000.
Which lenders are most active in glass and glazing contractors?: By dollars approved: Wells Fargo Bank, Truist Bank, U.S. Bank, The Huntington National Bank, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is glass and glazing contractors considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.9% were charged off, versus 7.6% across all SBA lending. That is close to average.

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