How much do SBA lenders typically lend to a other building finishing contractors business?

The median SBA approval in NAICS 238390 is $150,000, with the middle 80% of loans between $25,000 and $931,000. Across all industries the median is $180,000.

Which lenders are most active in other building finishing contractors?

By dollars approved: The Huntington National Bank, Wells Fargo Bank, Byline Bank, Live Oak Banking Company, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is other building finishing contractors considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.6% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 238390 · Construction

SBA loans for other building finishing contractors

2,495 SBA loans worth $923.8M have been approved in this industry since FY2010 - the #95 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$25K-$931K

Middle 80%

Median rate

7.50%

7(a) initial note rate

Median term

10 yr

Charge-off rate

6.6%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	255	$56.3M
Wells Fargo Bank	113	$40.2M
Byline Bank	33	$36.4M
Live Oak Banking Company	26	$23.8M
JPMorgan Chase Bank	112	$23.2M
U.S. Bank	195	$20.1M
Beacon Bank and Trust	19	$19.8M
First Internet Bank of Indiana	17	$18.3M
Mortgage Capital Development Corporation	21	$17.6M
CDC Small Business Finance Corp.	26	$15.4M

Geography

Where these loans were made

State	Loans	Share
California	269
Florida	186
Ohio	153
New York	147
Texas	124
Illinois	91
Minnesota	88
Massachusetts	87

Approvals by fiscal year

’10

’11

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’18

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
23%
$50K - $150K
24%
$150K - $350K
24%
$350K - $1M
20%
$1M - $2M
6%
Over $2M
3%

Nearby

Other construction industries

See the sector

All Other Specialty Trade Contractors15,723 · $150,000 Residential Remodelers15,599 · $50,000 Plumbing, Heating, and Air-Conditioning Contractors15,587 · $141,000 Electrical Contractors and Other Wiring Installation Contractors10,910 · $100,000 Commercial and Institutional Building Construction6,348 · $150,000 Site Preparation Contractors6,105 · $100,500 New Single-Family Housing Construction5,855 · $75,000 Painting and Wall Covering Contractors4,412 · $60,000

Common questions

How much do SBA lenders typically lend to a other building finishing contractors business?: The median SBA approval in NAICS 238390 is $150,000, with the middle 80% of loans between $25,000 and $931,000. Across all industries the median is $180,000.
Which lenders are most active in other building finishing contractors?: By dollars approved: The Huntington National Bank, Wells Fargo Bank, Byline Bank, Live Oak Banking Company, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is other building finishing contractors considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.6% were charged off, versus 7.6% across all SBA lending. That is close to average.

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