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NAICS 441330 · Retail
SBA loans for automotive parts and accessories retailers
925 SBA loans worth $451.2M have been approved in this industry since FY2010 - the #220 most-financed NAICS code in the country.
Median loan
$250,000
+39% vs all industries
Typical range
$41K-$1.2M
Middle 80%
Median rate
10.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 24 | $27.4M | |
| Mountain West Small Business Finance | 14 | $19.1M | |
| U.S. Bank | 44 | $15.9M | |
| Newtek Bank | 38 | $15.1M | |
| Northeast Bank | 93 | $15.1M | |
| Bank of America | 21 | $13.8M | |
| Business Finance Capital | 11 | $13.5M | |
| The Huntington National Bank | 51 | $13.4M | |
| The Bancorp Bank | 6 | $10.2M | |
| CDC Small Business Finance Corp. | 6 | $9.8M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 175 | |
| Florida | 87 | |
| Texas | 60 | |
| Michigan | 42 | |
| Ohio | 34 | |
| Utah | 32 | |
| Colorado | 31 | |
| Pennsylvania | 29 |
An SBA 7(a) lender for loans this size
59% of the SBA loans approved in automotive parts and accessories retailers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K11%
- $50K - $150K23%
- $150K - $350K25%
- $350K - $1M28%
- $1M - $2M9%
- Over $2M4%
Franchise brands in Automotive Parts and Accessories Retailers
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Napa AutoCare Program Membership Agreement | 14 | $9.9M | |
| Batteries Plus | 12 | $6.0M | |
| Big O Tires | 9 | $8.2M | |
| Ziebart Corporation | 4 | $1.1M | |
| Line-x | 4 | $5.4M | |
| Tire Factory | 4 | $939K | |
| 1-800-Radiator & A | 3 | $2.0M | |
| Matco Tools | 3 | $425K | |
| Midas | 3 | $982K | |
| Carquest Auto Parts | 2 | $1.2M |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other retail industries
Common questions
- How much do SBA lenders typically lend to a automotive parts and accessories retailers business?
- The median SBA approval in NAICS 441330 is $250,000, with the middle 80% of loans between $41,400 and $1,160,000. Across all industries the median is $180,000.
- Which lenders are most active in automotive parts and accessories retailers?
- By dollars approved: Live Oak Banking Company, Mountain West Small Business Finance, U.S. Bank, Newtek Bank, Northeast Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
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