How much do SBA lenders typically lend to a household appliance stores business?

The median SBA approval in NAICS 443141 is $168,400, with the middle 80% of loans between $25,000 and $1,025,000. Across all industries the median is $180,000.

Which lenders are most active in household appliance stores?

By dollars approved: CDC Small Business Finance Corp., Newtek Small Business Finance, Inc., Wells Fargo Bank, East West Bank, Live Oak Banking Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is household appliance stores considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.1% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 443141 · Retail

SBA loans for household appliance stores

344 SBA loans worth $157.0M have been approved in this industry since FY2010 - the #420 most-financed NAICS code in the country.

Median loan

$168,400

-6% vs all industries

Typical range

$25K-$1.0M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

8.1%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
CDC Small Business Finance Corp.	6	$9.5M
Newtek Small Business Finance, Inc.	4	$7.0M
Wells Fargo Bank	19	$6.2M
East West Bank	5	$5.0M
Live Oak Banking Company	1	$5.0M
U.S. Bank	19	$4.5M
Small Business Capital Corporation	1	$4.1M
Wilmington Savings Fund Society	1	$4.0M
Capital Access Group, Inc.	2	$3.8M
JPMorgan Chase Bank	14	$3.8M

Geography

Where these loans were made

State	Loans	Share
California	37
Florida	22
New York	21
Massachusetts	19
Texas	19
Michigan	15
Colorado	14
Pennsylvania	14

Approvals by fiscal year

’10

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
15%
$50K - $150K
26%
$150K - $350K
25%
$350K - $1M
23%
$1M - $2M
6%
Over $2M
5%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a household appliance stores business?: The median SBA approval in NAICS 443141 is $168,400, with the middle 80% of loans between $25,000 and $1,025,000. Across all industries the median is $180,000.
Which lenders are most active in household appliance stores?: By dollars approved: CDC Small Business Finance Corp., Newtek Small Business Finance, Inc., Wells Fargo Bank, East West Bank, Live Oak Banking Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is household appliance stores considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.1% were charged off, versus 7.6% across all SBA lending. That is close to average.

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