How much do SBA lenders typically lend to a furniture retailers business?

The median SBA approval in NAICS 449110 is $300,000, with the middle 80% of loans between $50,000 and $2,000,000. Across all industries the median is $180,000.

Which lenders are most active in furniture retailers?

By dollars approved: The Huntington National Bank, Mortgage Capital Development Corporation, Newtek Bank, Harvest Small Business Finance, LLC, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 449110 · Retail

SBA loans for furniture retailers

642 SBA loans worth $453.6M have been approved in this industry since FY2010 - the #288 most-financed NAICS code in the country.

Median loan

$300,000

+67% vs all industries

Typical range

$50K-$2.0M

Middle 80%

Median rate

10.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	51	$18.8M
Mortgage Capital Development Corporation	10	$18.4M
Newtek Bank	36	$18.4M
Harvest Small Business Finance, LLC	8	$13.1M
Wells Fargo Bank	19	$12.0M
California Statewide Certified Development Corporation	4	$10.8M
Byline Bank	6	$10.2M
Readycap Lending, LLC	17	$10.1M
Northeast Bank	47	$8.6M
Live Oak Banking Company	8	$7.9M

Geography

Where these loans were made

State	Loans	Share
California	73
Florida	56
New York	48
Texas	40
North Carolina	31
Illinois	25
New Jersey	23
Georgia	22

Approvals by fiscal year

’19

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
8%
$50K - $150K
19%
$150K - $350K
26%
$350K - $1M
28%
$1M - $2M
10%
Over $2M
10%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a furniture retailers business?: The median SBA approval in NAICS 449110 is $300,000, with the middle 80% of loans between $50,000 and $2,000,000. Across all industries the median is $180,000.
Which lenders are most active in furniture retailers?: By dollars approved: The Huntington National Bank, Mortgage Capital Development Corporation, Newtek Bank, Harvest Small Business Finance, LLC, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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