How much do SBA lenders typically lend to a floor covering retailers business?

The median SBA approval in NAICS 449121 is $294,400, with the middle 80% of loans between $50,000 and $1,612,000. Across all industries the median is $180,000.

Which lenders are most active in floor covering retailers?

By dollars approved: The Huntington National Bank, Live Oak Banking Company, U.S. Bank, Truliant FCU, DFCU Financial. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 449121 · Retail

SBA loans for floor covering retailers

345 SBA loans worth $219.7M have been approved in this industry since FY2010 - the #419 most-financed NAICS code in the country.

Median loan

$294,400

+64% vs all industries

Typical range

$50K-$1.6M

Middle 80%

Median rate

10.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	57	$17.3M
Live Oak Banking Company	9	$14.3M
U.S. Bank	13	$9.3M
Truliant FCU	3	$7.6M
DFCU Financial	3	$7.0M
Old National Bank	4	$6.5M
First Commonwealth Bank	3	$6.0M
JPMorgan Chase Bank	12	$5.5M
Beacon Bank and Trust	5	$5.4M
Fifth Third Bank	3	$4.0M

Geography

Where these loans were made

State	Loans	Share
California	52
Florida	36
Michigan	20
Indiana	18
Texas	18
Colorado	17
North Carolina	12
New York	12

Approvals by fiscal year

’16

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
10%
$50K - $150K
16%
$150K - $350K
30%
$350K - $1M
24%
$1M - $2M
14%
Over $2M
6%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a floor covering retailers business?: The median SBA approval in NAICS 449121 is $294,400, with the middle 80% of loans between $50,000 and $1,612,000. Across all industries the median is $180,000.
Which lenders are most active in floor covering retailers?: By dollars approved: The Huntington National Bank, Live Oak Banking Company, U.S. Bank, Truliant FCU, DFCU Financial. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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