How much do SBA lenders typically lend to a all other home furnishings retailers business?

The median SBA approval in NAICS 449129 is $165,000, with the middle 80% of loans between $30,000 and $1,110,000. Across all industries the median is $180,000.

Which lenders are most active in all other home furnishings retailers?

By dollars approved: Mortgage Capital Development Corporation, Business Finance Capital, Celtic Bank Corporation, The Huntington National Bank, First Internet Bank of Indiana. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 449129 · Retail

SBA loans for all other home furnishings retailers

425 SBA loans worth $167.8M have been approved in this industry since FY2010 - the #364 most-financed NAICS code in the country.

Median loan

$165,000

-8% vs all industries

Typical range

$30K-$1.1M

Middle 80%

Median rate

10.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Mortgage Capital Development Corporation	5	$8.6M
Business Finance Capital	5	$5.2M
Celtic Bank Corporation	12	$5.2M
The Huntington National Bank	38	$4.9M
First Internet Bank of Indiana	4	$4.7M
BayFirst National Bank	18	$4.4M
Wells Fargo Bank	8	$4.4M
Bank of America	5	$4.0M
Northeast Bank	20	$3.4M
Univest Bank and Trust Co	1	$3.3M

Geography

Where these loans were made

State	Loans	Share
California	52
New York	38
Texas	23
Ohio	21
Florida	20
Washington	17
Minnesota	15
Pennsylvania	14

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
14%
$50K - $150K
25%
$150K - $350K
28%
$350K - $1M
20%
$1M - $2M
9%
Over $2M
3%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a all other home furnishings retailers business?: The median SBA approval in NAICS 449129 is $165,000, with the middle 80% of loans between $30,000 and $1,110,000. Across all industries the median is $180,000.
Which lenders are most active in all other home furnishings retailers?: By dollars approved: Mortgage Capital Development Corporation, Business Finance Capital, Celtic Bank Corporation, The Huntington National Bank, First Internet Bank of Indiana. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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