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NAICS 449129 · Retail
SBA loans for all other home furnishings retailers
425 SBA loans worth $167.8M have been approved in this industry since FY2010 - the #364 most-financed NAICS code in the country.
Median loan
$165,000
-8% vs all industries
Typical range
$30K-$1.1M
Middle 80%
Median rate
10.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Mortgage Capital Development Corporation | 5 | $8.6M | |
| Business Finance Capital | 5 | $5.2M | |
| Celtic Bank Corporation | 12 | $5.2M | |
| The Huntington National Bank | 38 | $4.9M | |
| First Internet Bank of Indiana | 4 | $4.7M | |
| BayFirst National Bank | 18 | $4.4M | |
| Wells Fargo Bank | 8 | $4.4M | |
| Bank of America | 5 | $4.0M | |
| Northeast Bank | 20 | $3.4M | |
| Univest Bank and Trust Co | 1 | $3.3M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 52 | |
| New York | 38 | |
| Texas | 23 | |
| Ohio | 21 | |
| Florida | 20 | |
| Washington | 17 | |
| Minnesota | 15 | |
| Pennsylvania | 14 |
An SBA 7(a) lender for loans this size
68% of the SBA loans approved in all other home furnishings retailers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K14%
- $50K - $150K25%
- $150K - $350K28%
- $350K - $1M20%
- $1M - $2M9%
- Over $2M3%
Franchise brands in All Other Home Furnishings Retailers
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Budget Blinds | 3 | $2.2M | |
| Real Deals on Home Decor | 2 | $350K | |
| Closet Factory | 1 | $700K | |
| ShelfGenie | 1 | $1.1M | |
| Buddy's Home Furnishings | 1 | $540K | |
| The Designery | 1 | $150K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other retail industries
Common questions
- How much do SBA lenders typically lend to a all other home furnishings retailers business?
- The median SBA approval in NAICS 449129 is $165,000, with the middle 80% of loans between $30,000 and $1,110,000. Across all industries the median is $180,000.
- Which lenders are most active in all other home furnishings retailers?
- By dollars approved: Mortgage Capital Development Corporation, Business Finance Capital, Celtic Bank Corporation, The Huntington National Bank, First Internet Bank of Indiana. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
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