How much do SBA lenders typically lend to a gasoline stations with convenience stores business?

The median SBA approval in NAICS 457110 is $1,292,200, with the middle 80% of loans between $150,000 and $3,803,000. Across all industries the median is $180,000.

Which lenders are most active in gasoline stations with convenience stores?

By dollars approved: Celtic Bank Corporation, Readycap Lending, LLC, Wallis Bank, Open Bank, Metro City Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 457110 · Retail

SBA loans for gasoline stations with convenience stores

2,813 SBA loans worth $4.62B have been approved in this industry since FY2010 - the #83 most-financed NAICS code in the country.

Median loan

$1,292,200

+618% vs all industries

Typical range

$150K-$3.8M

Middle 80%

Median rate

9.25%

7(a) initial note rate

Median term

25 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Celtic Bank Corporation	181	$435.2M
Readycap Lending, LLC	143	$306.8M
Wallis Bank	104	$215.5M
Open Bank	99	$209.8M
Metro City Bank	114	$171.9M
Commonwealth Business Bank	82	$151.4M
US Metro Bank	55	$128.0M
Bank of Hope	45	$121.8M
Southwestern National Bank	54	$116.1M
Byline Bank	68	$114.0M

Geography

Where these loans were made

State	Loans	Share
California	534
Texas	485
Washington	268
Georgia	177
Illinois	106
Florida	77
Wisconsin	70
New York	65

Approvals by fiscal year

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
3%
$50K - $150K
6%
$150K - $350K
7%
$350K - $1M
24%
$1M - $2M
28%
Over $2M
32%

Franchise brands in Gasoline Stations with Convenience Stores

Franchise brand	Loans	Approved
Am	75	$189.3M
Chevron	58	$173.2M
Phillips 66 Branded Reseller Agreement	39	$95.8M
Sunoco, LLC Fuel Supply Agreement	33	$51.3M
Christensen Inc. dba Powell Product Sales Agreement	29	$53.0M
Brad Hall & Associates Fuel Supply Agreement	27	$50.6M
U.S. Oil Retailer Supply Agreement	25	$37.2M
SEI Fuel Services, Inc Motor Fuel Supply & Security Agreement	22	$44.9M
Boyett Petroleum	22	$62.1M
Jackson Food Stores, Inc. Retail Sales Agreement	20	$46.6M

Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000 Gift, Novelty, and Souvenir Stores1,534 · $75,000

Common questions

How much do SBA lenders typically lend to a gasoline stations with convenience stores business?: The median SBA approval in NAICS 457110 is $1,292,200, with the middle 80% of loans between $150,000 and $3,803,000. Across all industries the median is $180,000.
Which lenders are most active in gasoline stations with convenience stores?: By dollars approved: Celtic Bank Corporation, Readycap Lending, LLC, Wallis Bank, Open Bank, Metro City Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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