NAICS 481112 · Transportation
SBA loans for scheduled freight air transportation
53 SBA loans worth $39.0M have been approved in this industry since FY2010 - the #837 most-financed NAICS code in the country.
Median loan
$200,000
+11% vs all industries
Typical range
$25K-$2.1M
Middle 80%
Median rate
6.75%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| BankUnited | 1 | $5.0M | |
| Newtek Small Business Finance, Inc. | 2 | $4.4M | |
| First Bank of the Lake | 2 | $4.3M | |
| Plumas Bank | 3 | $3.8M | |
| Stearns Bank | 1 | $3.2M | |
| Independence Bank | 1 | $3.0M | |
| Manufacturers and Traders Trust Company | 4 | $2.5M | |
| Illinois Business Financial Services | 1 | $2.0M | |
| First State Bank Nebraska | 2 | $1.9M | |
| The Huntington National Bank | 6 | $1.6M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 7 | |
| Texas | 6 | |
| Florida | 5 | |
| Georgia | 4 | |
| Ohio | 3 | |
| New York | 3 | |
| Illinois | 2 | |
| New Hampshire | 2 |
Approvals by fiscal year
’10
’11
’12
’13
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K17%
- $50K - $150K30%
- $150K - $350K9%
- $350K - $1M15%
- $1M - $2M15%
- Over $2M13%
Nearby
Other transportation industries
General Freight Trucking, Long-Distance, Truckload16,409 · $53,000General Freight Trucking, Local13,654 · $50,900Specialized Freight (except Used Goods) Trucking, Local3,193 · $65,000Freight Transportation Arrangement2,161 · $150,000Motor Vehicle Towing2,100 · $130,000Specialized Freight (except Used Goods) Trucking, Long-Distance1,604 · $55,750Used Household and Office Goods Moving1,498 · $150,000Limousine Service1,190 · $50,000
Common questions
- How much do SBA lenders typically lend to a scheduled freight air transportation business?
- The median SBA approval in NAICS 481112 is $200,000, with the middle 80% of loans between $25,000 and $2,054,300. Across all industries the median is $180,000.
- Which lenders are most active in scheduled freight air transportation?
- By dollars approved: BankUnited, Newtek Small Business Finance, Inc., First Bank of the Lake, Plumas Bank, Stearns Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
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